Optimization of Equity and Bond ETFs: A Handsome Portfolio Results

The following table shows an array of ETFs recommended by a reader.  What I did with this set of ETFs was to screen for maximum return with the following constraints.

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Retirement Planning Mistake #2

As a young boy my parents read to me every night and Aesop’s fables were frequently on the menu.  I still recall the ant and grasshopper story where the ant was busy in the summer preparing for the winter while the grasshopper wasted time foolishly.  The picture from the fable that still lingers is that of a frozen grasshopper the following winter.  That story is fundamental to The Golden Rule of Investing.  Mistake number two could as easily have been mistake number one – failure to have an investment plan.

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