Portfolio Performance Data for 21 Portfolios

Portfolio Performance

The data table below is incomplete as I am still working through all the dividends thrown off in the second quarter.  As I balance more portfolios with the June 30th statements I will be entering new data.  Be sure to refresh your browser when you land back on this page as new data will likely show up.  Portfolios tracked by Captool will have a 6/30/2011 date when completed.  Portfolios tracked by the TLH spreadsheet will have a July date.

Most of the portfolios continue to do well when measured against either the VFINX or VTSMX benchmarks.  Take time to examine the launch dates as that definitely impacts the IRR results.  When it comes to the Sortino and Retirement ratios, the higher the better and anything over zero is considered to be excellent.

Portfolio Performance - 07/05/2011

Portfolio Last Update Launch Date Tracking Tool Port. IRR ITA Index Diff Port. vs. ITA Index VTSMX IRR Diff. Port. vs. VTSMX Index IR SR RR
AA-Mosaic 06/30/2011 07/21/1999 Captool 2.86% NA NA 1.61% 1.25% 0.05 NA NA
Curie 07/05/2011 12/26/2007 TLH SS 6.1% 2.3% 3.8% 2.3% 3.8% NA 11.7 1.5
Mosaic2 06/30/2011 07/19/1999 Captool 5.05% NA NA 1.43% 3.62% 0.16 NA NA
Newton 07/05/2011 06/02/2008 TLH SS 9.9% 7.7% 2.2% 8.4% 1.5% NA 1.0 1.0
Passive Port. 06/30/2011 12/01/2000 Captool 5.35% NA NA 3.1% 2.25% 0.70 NA NA
Schrodinger 07/04/2011 12/01/2000 TLH SS 5.5% 5.0% 0.5% 3.5% 2.0% NA 4.1 -0.2
Jane 06/30/2011 02/14/1997 Captool 9.23% NA NA 4.91% 4.32% 0.54 NA NA
Einstein 7/4/2011 06/30/2008 TLH SS 15.0% 17.1% -2.1% 11.7% 3.3% NA 5.1 5.1
Gauss 06/30/2011 02/19/1997 Captool 9.4% NA NA 4.88% 4.52% 0.23 NA NA
Kepler 07/04/2011 11/01/2008 TLH SS 19.8% 22.0% -2.2% 19.7% 0.1% NA 0.06 0.06
Scrappy 06/30/2011 08/14/2008 Captool 12.88% NA NA 6.0% 6.88% NA NA NA
Bohr 07/04/2011 08/14/2008 TLH SS 13.3% 13.2% 0.1% 6.8% 6.5% NA 15.5 13.6
Kenilworth 07/04/2011 08/18/2010 TLH SS 18.9% 21.5% -2.6% 24.6% -5.7% NA -0.04 -0.04
Franklin 07/04/2011 05/6/2011 TLH SS -0.7% 2.3% -1.7% 3.2% -2.5% NA -0.02* -0.04*
Projects 06/30/2011 12/01/2000 Captool 5.67% NA NA 2.02% 3.65% 1.33 NA NA
Washington 06/30/2011 06/18/1999 Captool 3.28% NA NA 1.72% 1.56% 0.28 NA NA
Maxwell 07/04/2011 12/25/2000 TLH SS 1.2% 9.5% -8.2% 4.9% -3.7% NA -0.14 -0.20
Adams 06/30/2011 06/18/1999 Captool 3.64% NA NA 4.2% -0.56% 0.72 NA NA
Euclid 07/04/2011 06/30/1999 TLH SS 2.0% 9.6% -7.6% 5.0% -3.0% NA -0.13 -0.15
Jefferson 06/30/2011 06/13/2006 Captool 6.05% NA NA -0.82% 6.87% NA NA NA
Madison 07/04/2011 03/13/2008 TLH SS 6.1% 13.0% -6.9% 10.5% -4.3% NA -0.17 -0.17

Kenilworth Portfolio Update: 2 July 2011

Portfolio management and monitoring:  Here it is for the Kenilworth Portfolio.  More and more of the asset classes are coming into balance with this young Kenilworth portfolio.  The Dashboard shown below is an extracted worksheet from the TLH Spreadsheet.  We still have a long way to go before the Strategic Asset Allocation plan is fully implemented, but we are making progress.

Once the portfolio exceeds $10,000, I'll likely reduce the Threshold percentage to 25% as it places a tighter collar on how far the asset classes can be out of balance.  Right now it is not so critical as we build up the different asset classes.


[Read more…]

Five Investment Ideas for 2011

Back in December of 2009 I wrote a blog entry laying out a few investment ideas for readers. Now, nearly 18 months later seems like a good time to check in and see if these ideas are of use and if so, how many were implemented. A few included links takes the reader over to the old blog.

Here are the five investment ideas.

  • Read a minimum of two investment books from this list.
    • If you are a new investor, it is important to get off on the right foot of investing. Most of us make many investment mistakes before we understand what is beneficial to the health of the portfolio. Reading critical material helps one avoid making foolish mistakes.
    • While you are building your intellectual base, save as much as you can as early as you can. This is “The Golden Rule of Investing.”
  • Decide if you will become a passive or active investor. The majority of investors are active investors. Seriously consider becoming a NW investor as defined in earlier posts. Go back about one week (found on the old blog) and read the series of posts on SE, SW, NE, and NW style investors.
    • As you read the investment books of choice, seriously consider if you are best fitted to be a passive or active investor. Or you might choose to be a Mosaic investor with a tilt one way or the other. If you read this blog regularly, you will pick up my bias.
  • Develop a Portfolio Policy. Obviously, the policy will be influenced by what you read so pay close attention as you read the two books from the recommended list. On the right-hand edge you will find Interesting Sites. Scroll down till you find Investment Book List and click on that option. You will find a partial list of investment books I’ve read over the years. Many were not worth the paper required for printing and a large number were written to chum for clients. I don’t mind the reasons behind writing a book so long as it is helpful to the reader. The Top Ten on my list are very helpful.
    • The Portfolio Policy will define what asset classes to include in the portfolio. For portfolios under $25,000, one might want to limit this to five or six asset classes. For larger portfolios, the number of asset classes will likely expand to eight to twelve.
    • The Portfolio Policy will include the percentage you wish to allocate to each asset class. While this is a very difficult decision, if you really do not have a clue, one might begin by allocating equal percentages to each asset class. As one learns more about investing, the target percentages allocated to each asset class can be altered. Be careful not to chase after asset classes that are currently doing well.
    • Special Note: Allocate the portfolio around asset classes, not sectors of the market. The reason for using asset classes instead of market sectors is that one will end up with a more diversified portfolio if one uses asset classes instead of market sectors. I’ve discussed this several times here in ITA Wealth Management.
  • Learn how to track, monitor, and rebalance the portfolio.
    • I am a strong advocate of using the TLH spreadsheet to accomplish this task. If readers have questions about the TLH spreadsheet, please ask. Numerous improvements have been added to the TLH spreadsheet since this blog entry was first written.
  • The last idea is somewhat of a catch-all suggestion. Be a patient investor, continue to read, save, rebalance the portfolio infrequently and only when necessary, and don’t pay attention to the daily wiggles of the stock market.

Having gone through the phases of selecting no-load mutual fund money managers, picking individual stocks, and finally becoming a semi-passive investor, I’ve been through the most critical stages of investing and have made my share of mistakes. Correct as many of these errors as possible. Listen to the advice of William Bernstein, John Bogle, Roger Gibson, David Swensen, Richard Ferri, Larry Swedroe, Mark Hebner, and many other investors who understand the research far better than I do. Begin your investment reading before the next holiday season arrives and get a head start on the last half of 2011.