100 Level

Fiscal Cliff: Time to Activate ITARR Model

We hear a lot about the coming "fiscal cliff."  If Congress does not act before taxes increase and spending cuts go into effect at the beginning of 2013, the country could go into another recession.  Rather than panic, now is the time to pay close attention to each major holding in your portfolio(s).  Instead of limiting the ITA Risk Reduction model to five portfolios, I plan to expand the number, … [Read More...]

Portfolio Construction, Maintenance, & Monitoring

To be a successful investor, the trio of portfolio construction, maintenance, and monitoring are all essential.  While the importance of portfolio construction is receiving less attention than it did in the 1990s, detailed research is yet to be conducted on its significance.  The research I've read is too broad with a focus on stocks, bonds, and cash.  Due to its complexity, it … [Read More...]

300 Level

Bohr Portfolio Review: 22 February 2012

Shares of VWO [Emerging Markets (EM)] were purchased this week for the Bohr Portfolio bringing the EM asset class into balance.  Even so, we are over 250 shares shy of pulling EM up to the 20% target.  In the following screen shots Platinum members can see the Bohr Dashboard and performance data. The following asset allocation is designed for the long-term investor.  While the Bohr … [Read More...]

Protecting the Corpus of the Portfolio

While I am not a strong advocate for guessing possible market directions, neither do I want to be a patsy and allow hard earned gains slip away as they did twice in the last ten years.  Protecting the corpus (a principal or capital sum as opposed to income or interest) of the portfolio is not to be neglected when it comes to managing assets.  The ITA Risk Reduction model is designed to … [Read More...]

200 Level

Twelve ETF Portfolio

When designing a portfolio several goals need to be considered.  Here is a blueprint for portfolio construction. Build the portfolio using non=managed ETFs and index funds.  Don't over complicate by using too many ETFs. Keep costs low by using inexpensive ETFs.  For most investments we use Vanguard ETFs. When running a QPP analysis, set these standards. Projected … [Read More...]

Wild Wake-Up Portfolio For The Aggressive Investor

If you are looking for simplicity with sufficient risk that one will need to employ the ITA Risk Reduction model, check out the Quantext Portfolio Planner (QPP) analysis of this six asset portfolio. Platinum membership available for a mere $5.00 per month.  Monitor your portfolio and quickly pay for the membership. … [Read More...]

400 Level

Condition of Critical ETFs and The ITA Risk Reduction Model

When a portfolio is coming up for ITARR review or examination, I begin to check on the eight critical ETFs used to populate the portfolio.  Those eight ETFs are: VTI, IWN, VEU, VWO, VNQ, RWX, DBC, and PCY.  The next move is to activate SharpCharts to see where the price of the ETF is positioned with respect to the 195-Day Exponential Moving Average (EMA).  If nothing changes over … [Read More...]

Bullish Percent Indicators Are Strong But Merit Caution

Major Markets:  The offense has the ball for all major index markets.  The NASDAQ did give up a little ground, while all others moved forward.  While the signals are positive, two of the markets are in the over-bought zone.  Therefore caution is in order. … [Read More...]