100 Level

Avoiding The Wash Sale

With developed international market (VEU) and emerging market (VWO) ETFs sinking in price, there may be buying opportunities sometime this summer or early in the fall.  With this in mind, and wanting to avoid the wash sale problem, I looked up TD Ameritrade to see if they offered EFA and EEM, similar ETFs to VEU and VWO, as commission free ETFs.  They don't so it will not be possible … [Read More...]

Top Ten Investment Books: A Revised List

  Education is a crucial step toward financial success. Where does one begin when trying to come up with the top ten investment books?  Here is my revised list, but be forewarned, this is not a list of books that focus on either fundamental analysis of stocks, nor is it a list of books explaining technical analysis.  In fact, the list below is the antithesis of stock picking.  My … [Read More...]

300 Level

Kenilworth Review: 7 October 2011

Kenilworth Update No sales or purchases occurred within the Kenilworth Portfolio this month.  I did make some slight Strategic Asset Allocation shifts.  I increased cash and bonds by one percentage point and stripped off two percentage points from emerging markets.  Nothing major.  Below is the new asset allocation plan. … [Read More...]

Five-Year Analysis of “New Portfolio”

As promised, Platinum members can see the asset allocation for a portfolio designed to take advantage of the economy when it is in a growth stage while defending against inflation, and to a lesser degree, deflation.  While the portfolio is not recession proof, there are aspect to the following list of ETFs that will buffer against a recession. … [Read More...]

200 Level

Madison Portfolio Update: 18 April 2012

Examination of the eight critical asset classes held in the Madison show only commodities, as represented by DBC, is priced under its 195-Day EMA.  Both VEU and VWO are close to crossing below their respective EMAs so I will need to check those again a few hours after the market closes as it takes time for the index prices to settle out.  For now, I sold off the shares of DBC as there is … [Read More...]

Smartest High Risk Portfolio

This is the last article in this series of QPP analysis of Solin's "supersmart" portfolios.  Of all the portfolios, this one is perhaps the weakest.  Read on to understand why. … [Read More...]

400 Level

Retirement Ratio

While on vacation I spent time thinking what I would call the risk ratio I am now using to see if the portfolio meets the Return/Risk requirement. This ratio was called the ITA Ratio but that did not convey any useful information.  I considered the title to be a temporary place holder until I came up with something more expressive. The ITA Ratio will now be known as the Retirement Ratio as it … [Read More...]

VEU And The ITA Risk Reduction Model

Using the ITA Risk Reduction model for VEU tells a completely different story from the prior analysis of VTI.  Using the same time frames as we did for VTI, the first examination is to see what we do at the end of the month. … [Read More...]