100 Level

HDR Sunset Photograph

A few days ago I was on the Oregon Coast to view an art exhibit.  That evening, as the sun was setting, I set up my camera on a tripod to see what would happen if I tried to create a High Dynamic Range (HDR) photograph.  The sky was very clear so I knew the sunset would not be anything special.  To create this photograph I took three images, one over exposed, one under exposed, and … [Read More...]

Fundamental Principles for Constructing a Portfolio

The "science" of portfolio construction requires numerous fundamental principles.  Long-term portfolios call for an orientation toward return or growth through proper diversification.  Growth needs to be tempered so as to handle times of recession, deflation, and inflation.  As described in the Harry Browne "Permanent Portfolio" one needs to prepare for the four stages of the market; prosperity, … [Read More...]

300 Level

“Creme List” for February 18

Twenty stocks made the "Creme List" this week, a high number based on results over the past year.  LLTC was cut from the list as it went more then 13 weeks without making the elite list.  Only one stock is priced to buy based on my analysis.  This is not surprising considering the high market. Check the stock with the * in the following data table. … [Read More...]

Become Your Own Investment Advisor and Save The Fees

Taking on the responsibility of managing your own portfolio can be, but need not be, a daunting task.  Some folks just don’t want anything to do with managing their own financial affairs.  It seems either too difficult, too important, or simply carries no interest.  While I have had almost a life-long interest in investing, it is understandable why many find it rather … [Read More...]

200 Level

Portfolio Performance Update: 7 September 2012

It has been nearly a month since I last posted a Portfolio Performance data table.  The general overview for the eleven portfolios is that all gained absolute ground during the month of August, but nearly all lost relative ground to the ITA Index and VTSMX benchmarks.  There were a few exceptions. … [Read More...]

Alternative Portfolio: Increasing Allocation to PAAIX

Last week I published two portfolios that included the private equity ETF, PSP.  Here are links to the first and the second portfolios.  In the following portfolio, the allocation to PAAIX is moved up to 24% in hopes of pulling down portfolio volatility.  The assumptions in this analysis are identical to the previous two portfolios.  I did include last Friday's data in this … [Read More...]

400 Level

What ETFs to Include?

What ETFs should one include in a well-diversified portfolio?  After developing a Strategic Asset Allocation plan one needs to decide what ETFs to use as the portfolio building blocks.  Here are a few methods I use and suggest for Platinum members. If at all possible, use a commission free ETF.  Different discount brokers have their own commission free investments.  I use TD Ameritrade as my … [Read More...]

The Delta Factor and International Markets

Recently I was looking at Price-195-Day EMA graphs for a number of international countries and I came upon one for Italy, a country in distress.  While I normally view this graph over a one-year period to gain additional clarity, I changed the scale to three years as that is the time frame I used for the QPP and Delta Factor analysis.  I noticed that EWI hit a peak around May of 2012.  As a … [Read More...]