100 Level

What Should I Do If I Am Holding Cash?

What should I do if I am holding cash?  Is it time to move back into the market, and if so, how should I proceed?  Those are difficult questions considering the S&P 500 (VFINX) increased in value by 87.4% since January 20, 2009.  If one were to follow the Louis Rukeyser analysis, moving immediately into the market is the correct decision.  However, Rukeyser was using data … [Read More...]

International ETFs Ranked Using VTI As Reference

Just as I rank sector ETFs for possible inclusion in a portfolio, international ETFs are run through the same ranking wringer.  Are any international ETFs suitable for inclusion when compared to the U.S. Total Market Index ETF, VTI.  See the following table for the answer. … [Read More...]

300 Level

Einstein Portfolio Update: 25 May 2012

Are you looking for a non-ITA Risk Reduction model portfolio?  The Einstein is one of those portfolios and as Platinum members can see from the Dashboard below, all 17 asset classes are in balance with exception of cash.  This particular asset allocation plan spans all asset classes we use to construct portfolios and there is a tilt toward value and smaller cap assets. Platinum … [Read More...]

Portfolio Performance Data: 23 September 2011

After this week, ITA Wealth Management readers will certainly be aware of the high Retirement Ratio (RR) standard.  Only one portfolio, the Einstein, managed to turn in a positive RR value.  Let's face it, it was a very poor week for both domestic and world markets.  IRR percentage points were shed by every portfolio.  The good news is that most of the portfolios gained on … [Read More...]

200 Level

Index Funds Advisors Asset Class Comparison: Examining The Big Return vs. Risk Picture

Index Funds Advisors Asset Class Comparison:  As promised yesterday, the third video talk from Index Funds Advisors is located at this URL.  Mark Hebner provides the large picture of the relationship between return and risk.  If you missed the first two presentations, go back to this blog entry to pick them up.  While you are on the IFA web site, I recommend each reader take … [Read More...]

Sample Portfolio For Thirty (30) Year Old Investor

The following portfolio was passed on to me by a Platinum member as an example of a Strategic Asset Allocation plan for a thirty year-old investor.  Nine ETFs are used in this portfolio and many of the investment securities are familiar to ITA readers.  In fact, all nine Exchange Traded Funds can be found in one or more portfolios with exception of RWO.  RWO is a global real estate … [Read More...]

400 Level

ITA Risk Reduction Update

Photograph: One of the "Painted Ladies" in Eureka, California The broad market is taking a 3.5% hit today, not a trivial move to the downside.  Those of you following the ITA Risk Reduction (ITARR) model now have the opportunity to see the benefits in action.  While we are not fully employed with this model, holding off with VEU and VWO purchases worked quite well as both ETFs … [Read More...]

Bullish Percent Indicators Show Market Change

Nearly every major index and market sector showed improvement this week.  This came as a surprise, particularly as we enter the summer months.  However, the economy continues to strengthen, albeit rather slowly and not at all for too many citizens. The following information is not available for publication elsewhere on the Internet. … [Read More...]