100 Level

Lost My Spouse – Part II

Now that you know where the investment records are kept and all the security information is identified, what do you do now?  If the portfolio is set up as recommended on this blog, you will not need to do anything for at least a year.  At a time of loss, investment decisions are not something anyone wants to confront. Examine the table below and familiarize yourself with the different … [Read More...]

Establishing a Sell Discipline

Knowing when to sell seems to be a more difficult decision than when to buy.  Once a stock or ETF position is in place, we tend to forget about it, whereas a lot of attention is paid to the entry point.  The sell decision is on my mind as I've given a lot of thought to the sell point for the Maxwell and Euclid portfolios.  For investors less inclined toward technical analysis … [Read More...]

300 Level

Newton Portfolio Update: 13 August 2012

Since the last update I made minor changes to the Strategic Asset Allocation plan of the Newton Portfolio.  I lowered the percentage allocated to U.S. Equities and increased the percentage assigned to domestic real estate.  Since VNQ has been such a strong performer, that exchange increased the IRR value of the ITA Index.  The new asset allocation is shown in the Dashboard below. … [Read More...]

Bohr Portfolio Review

Since the last update some 33 days ago, shares were added to VTI, VTV, VCR and Berkshire Hathaway (BRK-B) was added to the Bohr.  Yesterday I sold off 100 shares of RWX, but still hold too many based on the optimizer guidelines. Efficient Frontier:  Since the last saved efficient frontier the adjustments in the securities lifted the graph a minor amount.  Berkshire Hathaway (BRK-B or BRK.B) was … [Read More...]

200 Level

Bright Light To Shine On Fees Charged Against Retirement Plans

The first phase (annual expenses) of revealing the fees accessed against 401(k) retirement plans will go into effect by the end of this month.  If you think the financial community is not clipping a significant percentage off your potential earnings, think again.  According to an AARP study released last year, 71% of retirement plan participants think they pay no fees to participate in a … [Read More...]

Portfolio Performance Data: 2/16/11

Portfolio Performance Data Table When looking over the following data table, note when the portfolios were last updated as not all are current as of 2/16/11.  Portfolios tracked by Captool are only updated at the end of the month. As one looks down column 7 or the column of data measuring the difference between the IRR value for the portfolio and the IRR measurement for the ITA Index, one … [Read More...]

400 Level

Bullish Percent Indicators Are Strong But Merit Caution

Major Markets:  The offense has the ball for all major index markets.  The NASDAQ did give up a little ground, while all others moved forward.  While the signals are positive, two of the markets are in the over-bought zone.  Therefore caution is in order. … [Read More...]

Bullish Percent Indicators: Further Market Weakness Beginning To Appear

Bullish Percent Indicators (BPI) are Point and Figure graphs we use to view overall market movements from week to week.  Not only do these indicators provide general market movements based on percentage changes, but the actual values tell us if the market is under valued, fairly valued, or over valued.  The bull market is cooling off based on BPI values and this is why investors need to be paying … [Read More...]