100 Level

Kiva Loans

To provide capital to less fortunate individuals wishing to start or maintain their business, I participate in Kiva.  Profits from ITA Wealth Management go into this needy program and thus far 55 loans in 24 countries are at work.  To learn more about Kiva, go to this address.  Before MEDA Trust closed down due to lack of contributions, I was part of that program as was at least one other Platinum … [Read More...]

Please Turn Off CNBC!

CNBC is only a place holder for all types to Wall Street media hype.  Eschew information that is designed to keep you unsettled, nervous, and makes you feel as if you are doing something wrong and change is necessary.  Too much investment information is not necessarily a good thing for portfolio management.  If financial news sources had your best interests in mind, you would find them so boring … [Read More...]

300 Level

Bohr Portfolio Review: 9 November 2011

Once more the Bohr Portfolio is up for review.  This three-year old portfolio has a very good record of performance when compared with the VTSMX benchmark.  As one can witness from the Dashboard screen shot below, numerous asset classes are out of balance.  With limited cash available, it is not easy to keep all the asset classes in balance, and since so many of the ETFs we use are … [Read More...]

Conservative Portfolio

Below is the QPP analysis of a portfolio suggested by an ITA reader. The portfolio is made up from a wide array of index funds and ETFs.  The projected return of 4.44% immediately indicates this is a conservative portfolio as it is projected to return 2.6% below that projected for the S&P 500.  The projected standard deviation is also low at 8.1%, and the Risk/Volatility ratio at … [Read More...]

200 Level

Portfolio #5: Ages 66 – 100

Retirement Portfolio Constructing a portfolio for the retirement years requires one to focus on portfolio risk or uncertainty while not neglecting return. If the portfolio asset allocation plan is too conservative, the return will not meet lifestyle expectations. Inflation is again on the rise and this needs to be taken into consideration when putting together a retirement oriented portfolio. … [Read More...]

Curie Portfolio Update

Three parts of the Curie Portfolio are presented below as this portfolio is reviewed.  First, is the all important Dashboard.  Examining the overall Strategic Asset Allocation plan is essential to see where the portfolio stands with respect to the broad plan.  Second, is the rebalancing data table shown in each TLH spreadsheet.  This is a relatively new feature in the TLH as it … [Read More...]

400 Level

Retirement Portfolio: Part Four

Part four in this series of blogs on retirement confines the portfolio to ten critical ETFs.  Before I go further, let me point out to Platinum readers that this is a new Excel™ spreadsheet that comes from Peter Hoadley of Australia.  I am new to this spreadsheet and as readers can see, I do not have the correct entries for all the "Asset Groupings." The critical ETFs are:  VTI, IWN, VEU, VWO, … [Read More...]

Seeking For Low Correlated ETFs

When the market shies away from equities and gravitates toward less volatile securities such as bonds and treasuries, we need access to those ETFs that have a low correlation with holdings such as VTI, VEU, and VWO.  What ETFs do we flee to when the equities market begins to wane.  If included in the ranking worksheet, we can easily identify those ETFs that have the strongest … [Read More...]