100 Level

Technical Indicator Check

A few days ago several ETFs approached the 70% line on the Relative Strength Indicator (RSI) graph.  This evening I ran a quick check of all the major ETFs held in the various portfolios to see where current RSI values were positioned, knowing we had a few down days in the market.  As expected, the RSI graphs are in retreat. The market retreat means we can postpone any thought of … [Read More...]

Where To Begin If You Have Never Managed A Portfolio

If someone asked you what to do with an inheritance or 401(k) sum of money, what advice would you give them?  Here are some basic ideas for a novice investor. Assume the money is in your checking account and available to be invested. Open up a broker account with a discount broker.  For example, go to a "bricks and mortar" location if possible and fill out the forms.  A good idea is to print … [Read More...]

300 Level

Curie Portfolio Update: 4 January 2012

All the portfolios need to be reviewed after the fourth quarter dividend distributions.  The Curie is no exception.  The cash from the dividends will be used to bring some of the under-target asset classes back into balance.  There are quite a few asset classes that need attention as viewers can see from the following Dashboard.  We use the Dashboard as a way of displaying the … [Read More...]

Walking Your Way To Independent Portfolio Management

Portfolio management is not equivalent building a house or overhauling a car engine.  It is not that hard, so don't throw up your arms and say you cannot do it yourself.  With Internet access, it is much easier than it was ten to fifteen years ago.  Here are steps to setting up your own portfolio, managing the assets, and monitoring it on a yearly basis. 1) Open up an account … [Read More...]

200 Level

Setting Up a New Portfolio

Whether one is a beginning or experienced investor, a respectable portfolio can be constructed using the following 27 ETFs.  These ETFs are available commission free to TDAmeritrade clients.  While there are 27 ETFs available, it is not expected all would be part of the portfolio at any one time.  Currently, only 13 ETFs are recommended with the current conditions. This material is not … [Read More...]

Retirement Rule #5: Understand Employer Retirement Plan

Assuming your employer has established a retirement plan and you are taking advantage of it, there is still another important step in the process.  It is essential you know something about the plan, particularly what options are available for investing.  It is not unusual for a mutual fund family to work out an arrangement with a company to provide a variety of actively managed mutual funds for … [Read More...]

400 Level

What Are We Looking For?

Check out the following PnF graph.  This PnF graph is a composite of the New York Stock Exchange stocks.  Check out the long retracement since the composite topped out in the 78 region.  Read the Status where a Bear Alert was given back on April 16th.  It is looking like that was a great call.  … [Read More...]

Adding SDS to Reduce Portfolio Uncertainty

Another risk reducing card to use with the ITARR model is the ultra-short ETF, SDS.  By allocating 10% of the portfolio to SDS, we make a significant difference in breaking the back of portfolio volatility.  While the projected return is lower, take note of the dramatic increase in both the Return/Uncertainty ratio and the Diversification Metric (DM). … [Read More...]