100 Level

New User of ITA Wealth Management? Suggestions for Efficient Usage.

Using This Blog* Getting started in a blog as complex as ITA Wealth Management takes time for a new user, particularly a Platinum member.  Here are a few hints that will benefit all users. When you first log on, check the Comments section to see if any new additions were posted since you last connected. If you are signed up for the RSS for Comments, then you will be notified via e-mail … [Read More...]

Are Taxes Too Low?

  A few years ago the Oregonian carried this interesting article where author David Sirota posits the low tax rate may be extending the Great Recession. I find it interesting that folks who will not find their tax rate change one percentage point will support lower taxes for the top tier of earners, thus having a negative impact on their own lives.  This is a classic example of the … [Read More...]

300 Level

QPP Analysis of Gauss Portfolio

Platinum members are aware that the Gauss Portfolio is one of the ITA Risk Reduction model candidates.  Since the Gauss is such a new portfolio,  I don't think I ever ran a Quantext Portfolio Planner (QPP) analysis on it.  While not every asset class is exactly in balance, I decided to use the current holdings for this analysis rather than use the Strategic Asset Allocation … [Read More...]

Preparing a New Portfolio for a Customized Benchmark

Within the TLH Spreadsheet is the capability to develop a customized benchmark for any portfolio that uses any combination of the 17 asset classes found in this blog post. If you are new to ITA Wealth Management, note that we pay a lot of attention to asset allocation, even though it has recently fallen out of favor, particularly since the 2008 market crash.  Why build a customized … [Read More...]

200 Level

Asset Allocation and Benchmarking Portfolio

A few days ago I read the following comment.  I did not question the reasoning behind this statement.  "Calculating return is relatively pointless if you are investing in indices." While the point of not calculating the portfolio return may make sense for the investor who selects one or two broad index funds for their complete portfolio, it lacks sound reasoning for … [Read More...]

Portfolio Performance Results: 14 October 2011

Large-cap stocks continue to lead the market so portfolios diversified into the international markets lagged the VTSMX.  This is the trend over the last few weeks.  While many of the portfolios tracked by the TLH Spreadsheet gained a little ground on the Retirement Ratio, most lost out to the VTSMX benchmark.  Those readers who have been following basic ETFs using StockCharts can … [Read More...]

400 Level

Delta Index Calculation #1

When Is It Time to Invest? Long-time readers of ITA Wealth Management are familiar with the Quantext Portfolio Planner (QPP) analysis and to a lesser degree the "Delta Index" worksheet I developed as an extension to QPP.  The jury is still out as to the predictive powers of the Delta Index.  Is it useful to any degree?  In the first screen shot below, I am showing what … [Read More...]

ETF Indicator Update

Below is an incomplete list of ETFs using in the ITA portfolios.  As I come across ETFs of interest, I add them to the list.  It takes time to update the list as each indicator (now eight in number) is entered manually.  Of the ETFs currently on the list, PCY is one that is very close to a Buy.  If the percentage exceeds 100% the ETF goes on the Buy list.  PCY is about one … [Read More...]