100 Level

Failure To Use Index Instruments Is Investor Mistake #3

Investor mistakes one and two, failure to save early and neglect to develop an investment plan are interchangeable in their ranking.  The order of the following mistakes is not all that important either.  Take heart as I think I made all these mistakes.  Fortunately, I did begin to seriously save in my early to mid-thirties.  Even that is a late start.  I had no investment plan when I began saving … [Read More...]

Investment Vehicles of Choice for Millionaires

Here is an article that will appeal to ITA readers. Why Millionaires Invest With Passive ETF. … [Read More...]

300 Level

ITA Ratio Introduced

As I wrote in an earlier comment, I am moving from the Sortino ratio over to what I call the ITA ratio.  Let me go into detail as to why I am making the change.  I will explain how the new ITA ratio is calculated and how it will be programmed into later versions of the TLH spreadsheets.  It is not going to be all that difficult to make the change so stick with me. Before I launch … [Read More...]

Kepler Portfolio Update

Once more it is time to update the Kepler Portfolio.  In an effort to bring the commodities asset class into balance, 30 shares of DBC were purchased last week.  This leaves two asset classes (excluding cash) outside our 25% threshold limit.  One limit order is in place for the Mid-Cap Blend asset class.  At this time there is insufficient cash to bring both asset classes into … [Read More...]

200 Level

ITA Wealth Management: An Investment Blog For Serious Investors

ITA Wealth Management is a blog that espouses the virtues of saving, living a modest life-style, index investing, asset allocation, value loading, and portfolio rebalancing.  Readers coming to this blog understand the importance of saving and living a modest life-style.  If not, search for "The Golden Rule of Investing."  Index investing, particularly when it comes to … [Read More...]

Stress Testing the Modest Retirement Portfolio

Back on January 7 of this year I posted a "Modest Portfolio" that readers can locate and see the entire analysis.  Below is the same portfolio with a stress test included.  Since this is a middle of the road type portfolio, it is an excellent example to use for a stress test. The portfolio holds only nine ETFs and there are times when one will want to be out of SDS.  Now … [Read More...]

400 Level

Broad Market Outlook Based on Bullish Percent Index

Based only on gut feeling, most of us would expect rather good numbers to show up this week when we drill down into the Bullish Percent Index values for the major indexes and individual sectors.  The following two tables will not be a surprise if this is your impression of the trading week just passed.  First, the major markets. Index BPI:  All indexes showed a slight uptick in the actual … [Read More...]

VEU And The ITA Risk Reduction Model

Using the ITA Risk Reduction model for VEU tells a completely different story from the prior analysis of VTI.  Using the same time frames as we did for VTI, the first examination is to see what we do at the end of the month. … [Read More...]