100 Level

Ten Biggest Investor Mistakes – #10

  Wealth Management – Mistake #10: Investors do not monitor their portfolio adequately.   Rare is the investor who can place their hands on the Internal Rate of Return (IRR) of their portfolio. An even smaller percentage of investors know how well their portfolio is performing with respect to an appropriate benchmark. The third measure, risk of portfolio, reduces the … [Read More...]

How To Invest Simply

  Investing Made Simple Here are a few simple suggestion to get investors off on the right foot.  These suggestions apply to experienced as well as beginning investors. Save more than you think you will need. Build the portfolio around index funds or index ETFs. Learn what it means to rebalance a portfolio. Monitor the Internal Rate of Return (IRR) of the portfolio and … [Read More...]

300 Level

Mosaic Portfolio Lookback – 02 January 2008

Mosaic Portfolio Lookback What were the signals at the beginning of the year - 2008?  If one examines the QPP analysis below, times looked great. Projected return was 10.45% or about 3.5% points above that projected for the S&P 500.  Yes, the projected risk or uncertainty is a tad over 15%, but the Return/Uncertainty ratio is a very high 0.70.  This is almost unheard of, at … [Read More...]

TLH Spreadsheet: Rebalancing Addition

A new feature has been added to the TLH spreadsheet and one will find it on the Dashboard worksheet.  So far, I only have it available in the Bohr spreadsheet.  This is what it looks like and the idea is to give the user additional help in knowing how many shares to purchase to bring the portfolio back into balance.  In column J we find the different asset classes available for the … [Read More...]

200 Level

The Art and Science of Portfolio Construction

Basic investment principles require long-term portfolios exhibit the following characteristics. 1.  Equity orientation. Equity orientation includes high-expected return ETFs such as VTI, IWN, VTV, VOE, VOT, VBR, VBK, etc. 2.  Diversification over the entire world market. International exposure is possible through ETFs such as VEU, EFA, VWO, EPP, etc. This blog post is not … [Read More...]

Five-Year Analysis of “New Portfolio”

As promised, Platinum members can see the asset allocation for a portfolio designed to take advantage of the economy when it is in a growth stage while defending against inflation, and to a lesser degree, deflation.  While the portfolio is not recession proof, there are aspect to the following list of ETFs that will buffer against a recession. … [Read More...]

400 Level

Bullish Percent Indicator Update: 19 October 2012

Despite the poor market yesterday, not too much changed in the Bullish Percent Indicator world.  As Platinum members can see from the tables below, many of the sectors and/or indexes dipped in the number of companies showing positive BPI values (X's in the right-hand column), but few handed the ball over to the defense. … [Read More...]

Bullish Percent Indicators for Market and Sectors Through 10 August 2012

Most broad market and sectors improved or remained static this last week.  All the major markets listed in the following screen shot maintained offensive control of the ball. Platinum membership is available for $5.00 per month. … [Read More...]