100 Level

Investing Road Map

Searching for useful investing information is an ongoing task and yesterday I found something of use for every reader of ITA Wealth Management. Paul King has written a 50-page online investment book that is available to download if you will go to the right-hand edge of this page and look for Interesting Sites. Seek out the Investing Road Map link to download the PDF file. You will need to know … [Read More...]

Ultra-Conservative Portfolio

This morning I came across an ultra-conservative portfolio that I thought would be of interest to Platinum members.  When a portfolio projects to outperform the S&P 500 by 275 basis points, with much lower risk and carries a Diversification Metric of nearly 70%, one takes notice.  Here is that portfolio. Platinum membership is available for $5.00 per month.  Three dollars off … [Read More...]

300 Level

Revisiting the ITA Index

Long-time readers of ITA are aware of ITA Index, our customized benchmark.  Why use a benchmark such as the ITA Index?  While we watch the performance of VTSMX, an index fund that covers the entire U.S. Equities market, it is not an appropriate benchmark if one holds assets outside the U.S. Equities market.  Emerging markets is an example.  For this reason, I came up with a way to measure the … [Read More...]

You Can’t Manage What You Don’t Measure

Proper portfolio management requires a number of measurement activities.  How is an investor to know what is going on within their portfolio if they do not take the time to accurately measure not only the performance of the portfolio, but the performance of an appropriate benchmark, and portfolio uncertainty or risk?  Note the emphasis on appropriate.  Managing a single portfolio, … [Read More...]

200 Level

Five Essential Financial Directives

Five Essential Financial Guidelines   1) Pay down credit card debt and never, ever borrow from a bank using a credit card. There is no way you will earn as much year after year through investments as you are paying interest on credit card debt. Simply put, pay off the credit card balance in full each month. There is no interest rate to hate as much as credit card interest. 2) Save as … [Read More...]

Simplified “Holy Grail” Portfolio: A 12-ETF Approach

12-ETF Portfolio Following up on yesterday's blog post, here is a simplified revision of the "Holy Grail" portfolio.  Any time one can reduce the number of holdings and improve the return and volatility projections, give the new portfolio high marks.  The following group of twelve (12) ETFs provides a higher Return/Risk ratio than the portfolio discussed yesterday.  … [Read More...]

400 Level

VTI PnF Graph

If the market holds or rises from this point, VTI will not be sold out of any portfolios.  That decision is according to the ITA Risk Reduction model rules.  With this in mind, what is the Point and Figure (PnF) graph of VTI telling us?  I expect PnF graphs are new to most readers and I am no expert, as mentioned in a prior blog post.  So we will ease into this topic.  … [Read More...]

Bullish Percent Indicators Update: 8/31/2012

As Platinum members can see from the data tables below, many of the major indexes and market sectors are close or currently positioned in the overbought zone.  While the markets may continue holding such lofty values for many weeks, eventually we will see some sort of correction and better buying opportunities. … [Read More...]