100 Level

Five Rules of Investing

  Basic Rules of Investing* A Review   Rule #1: Develop a Portfolio Policy. While there are many sub-rules within this fundamental rule, at least begin with some sort of policy. This may require a lot of reading and I recommend a number of good books on this site. Put in the advanced time reading and it will save you heartache and thousands of dollars over a lifetime. All … [Read More...]

“Delta Factor” for Maxwell & Euclid Portfolios

Initially, the plan is to hold only five equity ETFs in the Maxwell and Euclid portfolios.  Those five are: VTI, VEU, VWO, VNQ, and RWX.  Yes, there will be bond and income ETFs, but the equity investments will be confined to five ETFs - at least at the beginning of this experiment.  At the close of the market on October 4, 2011, what is the "Delta Factor" data telling … [Read More...]

300 Level

Kepler Portfolio Update: 13 August 2012

A few weeks ago I explained the changes that were coming in the Kepler Portfolio.  The following "bloody" Dashboard shows the changes that were put into place.  All the growth asset classes were lowered from 3% to 2%, putting all above target.  The allocation to U.S. Equities was lowered to 30% and those assets helped to increase exposure to domestic real estate.  The … [Read More...]

Updating the Sortino Worksheet

Platinum members will find a new Camtasia audio/video help session available for those TLH Spreadsheet users who are using the risk capabilities.  Here are the instructions to find the link. … [Read More...]

200 Level

Launching That $100,000 Portfolio

What does a $100,000 portfolio look like or how might one go about building a portfolio with this amount of money?  Before launching into the investment particulars, be sure to lay out a portfolio plan.  Think through what risks makes sense for your situation.  Will you be populating the portfolio using individual stocks or will you be using non-managed index funds or index … [Read More...]

Optimized Mosaic Portfolio

While the following portfolio is not exactly one of the eleven portfolios tracked here at ITA Wealth Management, there are many similar ingredients.  To create this portfolio I selected 26 ETFs that are frequently part of at least one ITA portfolio.  Familiar ETFs such as VTI, VEU, VWO, DVY, VTV, IWN, VOE, VOT, VNQ, RWX, etc. are among the 26 ETFs.  Nine (9) bond ETFs were in the group, but most … [Read More...]

400 Level

Reference Portfolio Analyzed

Using an array of ETFs, primarily commission free with TDAmeritrade, I ran a Momentum-Optimization Model (MOM) analysis for the purpose of showing new and experienced investors how the MOM can be used  to manage a portfolio.  Not everyone will be interested in this model as it does require more monitoring than the buy and hold approach. Consider MOM to be one level up in sophistication as … [Read More...]

Risk Reduction Model Clarification

In an effort to clear up some misunderstandings surrounding the ITA Risk Reduction model, permit me to go into a few more details.  My initial move, late last year, was to examine a number of portfolios I track and select several that were lagging the VTSMX benchmark.  Initially, I was only going to apply the ITARR model to three portfolios; Maxwell, Euclid, and Madison.  While the … [Read More...]