100 Level

Retirement Rule #4: Maximize Contributions to Employer Retirement Savings Plan

If you are fortunate and work for an employer who has any sort of matching savings plan, by all means take advantage of this offer and maximize your contribution.  To do otherwise is to leave good money on the table.  For example, assume your employer will match dollar for dollar any contribution you make to a saving plan up to 4% of your salary.  Further, assume you are earning $40,000 per year.  … [Read More...]

Sixteen ETF Portfolio

Low Risk Sample Portfolio Below is a modest sixteen (16) ETF portfolio that covers all the basic asset classes. The portfolio is projected to perform at a rate approximately 1% greater than the S&P 500 with a lower risk. The Diversification Metric (DM) at 37% is just a tad below our goal of 40%. With a little tweaking, would could likely elevate the DM. However, we need to keep in mind these … [Read More...]

300 Level

Become Your Own Investment Advisor and Save The Fees

Taking on the responsibility of managing your own portfolio can be, but need not be, a daunting task.  Some folks just don’t want anything to do with managing their own financial affairs.  It seems either too difficult, too important, or simply carries no interest.  While I have had almost a life-long interest in investing, it is understandable why many find it rather … [Read More...]

Weighted Ranking SS Update

If your portfolio is approximately $100,000, the following percentages and shares are laid out for investors going into this coming week.  We first start with the most recent rankings data to start the week.  This information applies to all Platinum members regardless the size of your portfolio. ETF Rankings:  The following ranking is current as of 9/27/2013.  Note the change in the starting … [Read More...]

200 Level

Active vs. Passive Investing: Part 11

Section Eleven of the Active vs. Passive paper poses several interesting issues.  In the first paragraph the author points out that it is the active investors who 'correct' the market.  This implies the market is efficient, even though the second paragraph implies the reverse is true.  Passive investors should be grateful there are active investors as they do help to create … [Read More...]

Asset Classes: How Many Should You Own?

With much recent attention given to answering the money managers most perplexing question, what percent of the portfolio should be invested in each asset class, the whole idea of how many asset classes to include in a portfolio has been neglected.  William Bernstein answers the question this way.  "You might as well ask the meaning of life.  About all one can say is, more than three."  The major … [Read More...]

400 Level

Bullish Percent Indicators: 26 July 2013

While this past week did not seem to be a particularly strong for the stock market the Bullish Percent Indicators (BPI), for the most part, tell a different story.  Nearly every major market and sector increased the percentage of stocks with a bullish Point and Figure graph.  There were no changes as to who controlled the ball - the offensive of defensive teams. … [Read More...]

Bullish Percent Indicator: Six Risk Levels

Readers interested in digging deeper into Point and Figure (PnF) technical analysis will be served by purchasing Thomas J. Dorsey's book, Point & Figure Charting.  His latest edition is available in Kindle format, but I prefer this type of book in hardback as I want to easily bounce from section to section.  That becomes more difficult with a Kindle. A.W. Cohen is considered the … [Read More...]