100 Level

Brahms Requiem: CD Recommendation For The Week

  Brahms Requiem is one of my four favorite requiems.  The other three were composed by Mozart, Fauré, and Karl Jenkins.  I'm sure I could come up with a fifth, but these four quickly come to mind.  The link provided happens to be one of the recordings I have, but the one conducted by Robert Shaw is also an excellent alternative.  Before making a purchase, read the reviews.  For many of … [Read More...]

Stock Picking: Why It Is So Difficult To Be Successful

Shortly before the editor to the old blog collapsed, I posted this entry and I want readers to be sure to see it. Are you tracking the performance of your portfolio and measuring the Internal Rate of Return (IRR) with respect to the IRR of an appropriate benchmark? If not, why not? Investors not engaged in this level of measurement will likely find this discussion of little use. Shall we say, … [Read More...]

300 Level

Newton Portfolio Update: 19 October 2011

Extracted from the TLH Spreadsheet is the Newton Dashboard shown below.  In the white background are the Strategic Asset Allocation percentages for the different asset classes.  Numerous asset classes are still out of balance as I attempt to bring the portfolio back within the 20% threshold limits.  I'm not in a hurry to do so as ETF prices are frequently below their 195-Day … [Read More...]

QPP Analysis of ITA Risk Reduction Portfolio

Prices for all seven equity ETFs used in the ITARR model portfolio are not above their respective 195-Day Exponential Moving Averages (EMAs).  Nevertheless, it is useful to see what a Quantext Portfolio Planner (QPP) analysis looks like if this were the case.  In the first analysis, I use a projected return of 5.3%, which is in line with one of my recent blogs.  Then I show readers … [Read More...]

200 Level

Who Is Responsible For Your Retirement?

With pension plans on the decline, corporations squeezing employees, and unions under attack, individuals will need to take more responsibility for their own retirement programs.  Those are the hard facts.  At one time an individual or a small group of people within a corporation managed the pension plan for a large number of employees.  The employee had few retirement planning … [Read More...]

Performance of Portfolios: 23 December 2011

Portfolio Performance Data Once more, the ten portfolios had a good week in an absolute sense, but most gave up some gains when measured against the VTSMX benchmark.  The numbers are telling me that the U.S. Equities market is stronger than the international markets.  Global exposure is a drag on these portfolios as we hold EFA, EPP, VEU, VWO, and RWX.  When updating the values, … [Read More...]

400 Level

“Delta Factor” for International ETFs

What is the outlook for international ETFs?  The following screen show shows the "Delta Factor" projections for a long list of options. … [Read More...]

Risk Reduction Comments

Next week, February 6th, the Maxwell portfolio is up for ITA Risk Reduction examination.  When I checked this morning, before the market opened, all the ETFs used in the Maxwell were priced above their respective 195-Day EMAs.  That well could change by next week.  For example, the commodity, DBC, was only nine cents above its 195-Day EMA.  This raises an interesting … [Read More...]