100 Level

General Guidelines for Investing Success

While it is rather early in the morning here on the West Coast, I'm still thinking clearly so take these ideas seriously.  When putting together a portfolio, follow these general guidelines. Use index funds or index ETFs to build the core of the portfolio. One should not need more than eight to twelve ETFs to build a well-diversified portfolio. Only add individual … [Read More...]

Searching for the Holy Grail of Investing

The following blog was posted about 1.5 years ago and it is still timely here at the end of 2011.  I made a few minor changes in the post below.  Kenneth French continues to update this research and it is still valid.  If readers ever wonder why we tilt our asset allocations they way we do, the reason is based on the following research. … [Read More...]

300 Level

Einstein Update: 12 December 2011

I've been compressing the time between portfolio reviews in order to keep up with year-end changes.  For the most part, this portfolio is in good shape  Asset classes are in balance with a few exceptions.  This portfolio does receive a small infusion of cash each month and we will be using it to pull up international REITs, the one asset class that is below target.  … [Read More...]

“Holy Cow” Portfolio

This is the first look at a very interesting portfolio.  In fact, using QPP analysis, it is one of the best I've seen since I started using Considine's software.  This is only the first iteration as I've tested a few combinations that show even better projections.  I'll let Platinum readers chew on this portfolio over the weekend.  Shoot holes in … [Read More...]

200 Level

Portfolio Performance Data: 23 September 2011

After this week, ITA Wealth Management readers will certainly be aware of the high Retirement Ratio (RR) standard.  Only one portfolio, the Einstein, managed to turn in a positive RR value.  Let's face it, it was a very poor week for both domestic and world markets.  IRR percentage points were shed by every portfolio.  The good news is that most of the portfolios gained on … [Read More...]

Simple Global Portfolio as IRA Risk Reduction Core

ITA Risk Reduction Portfolio Over the last few weeks, I've discussed a risk reducing portfolio consisting of seven ETFs.  They are: VTI, IWN, VEU, VWO, VNQ, RWX, and IGE.  While this combination provides global exposure, there are inherent risks.  While the projected return is a robust 9.7%, we take on a high degree of uncertainty to reach this return.  The projected … [Read More...]

400 Level

Are There Any Buys Remaining In The Equity Market?

What opportunities remain, if any, in the equities (stocks) as this market continues at a high level?  While the follow are only projections, it appears as if we are not at a market inflection point.  Nevertheless, the probability of strong growth over the next few months does not look positive. … [Read More...]

Bullish Percent Indicators: 12 October 2012

Major Indexes:  The single major change this week is the move out of the overbought zone for the NYSE BPI.  That is the column that somehow was changed to 68.  That should read, NYSE.  Of less importance is the transportation average moving from defense to offense.  Nevertheless, that move is positive.   Sectors:  There were no significant changes in the 10 … [Read More...]