100 Level

New Normal Portfolio

              The New Normal (NN) is a view that developed with the bear market that has been articulated especially by Bill Gross and Mohamed El-Erian of PIMCO.  In summer of 2009 this blog pointed us to an article by Geoff Considine of QPP about some suggested asset allocations that could successfully navigate the NN.  … [Read More...]

Government Shutdown: What Should Investors Do?

There are a significant number of congressional members, particularly within the U.S. House of Representatives, that seem Hades bent on closing down the government over the coming budget crisis.  It matters little that many of these same members voted numerous times to raise the debt limit under the Bush Administration.  Regardless of the politics, what defensive positions are available to … [Read More...]

300 Level

Kepler Portfolio Update: 15 December 2011

The Kepler Portfolio is a broadly diversified array of ETFs that encompass global markets.  We do not hold any international bonds and there are no plans to expand into that asset class for this portfolio.  Below is the Dashboard, the familiar worksheet extracted from the TLH Spreadsheet.  The international REITs asset class is empty as I sold all shares to take a tax loss for the … [Read More...]

Procter and Gamble (PG): A Test Analysis

The following analysis of Procter & Gamble (PG) is a test to see if I can upload readable graphics, and to illicit reactions from readers as to whether or not this type of individual stock analysis is useful. I am using PG as the test since it is a well known and established company.  Also, it is one of my holdings in at least one portfolio tracked here at ITA Wealth Management.  To come up … [Read More...]

200 Level

Retirement Planning Mistakes: Mistake #1

Mistake number one in my book is failure to save or to not follow The Golden Rule of Investing.  Open up a spreadsheet and run your own calculations for the following classic comparison. As a nineteen year old you have the foresight and financial opportunity to save $2,000 per year for eight years.  After saving $16,000, for some reason you stop. This $16,000 investment manages to earn the … [Read More...]

Retirement Planning

Just a short note to all readers that this is a "must read" article on retirement planning. This Portfolioist article is along the lines of all "The Golden Rule of Investing" blog posts I've written in the past. … [Read More...]

400 Level

Euclid Portfolio Review

Another month rolled around and it is once more time to check in on the Euclid, one of the five ITA Risk Reduction model portfolios.  As mentioned in a comment earlier this week, DBC, VEU and VWO are priced below their 195-Day EMAs unless something drastic happens after I have this blog post written.  … [Read More...]

Portfolio Risk: Why is Standard Deviation Important?

Questions surrounding standard deviation (SD) keep cropping up.  Why is SD important when it comes to developing a Strategic Asset Allocation plan for a portfolio? Anyone who has worked with portfolio building software knows how projected return and uncertainty or risk are intimately connected. When I was teaching, I would analyze the scores of my students as I wanted to see if all numerical … [Read More...]