100 Level

Review of ITA Wealth Management

The ITA Wealth Management blog originated over four years ago. It was on February 14, 2008 that I wrote my first entry and published it on an old blog site that was hacked. I first began this effort as I wanted to learn something about blogs. I never intended to begin a serious investment blog, so what began as an experiment evolved into ITA Wealth Management. If one is going to write a blog, one … [Read More...]

Ten Biggest Investor Mistakes – #1

ITA Wealth Management Mistake #1: Failure to save adequately for retirement is my number one mistake. Investors do not save enough early enough. One will not have sufficient retirement funds if the saving rate is too low and the key is to begin saving as early in life as possible. All the other mistakes are moot if one does not have capital to invest.  One of the services to Platinum … [Read More...]

300 Level

Mosaic Portfolio Lookback – 02 January 2008

Mosaic Portfolio Lookback What were the signals at the beginning of the year - 2008?  If one examines the QPP analysis below, times looked great. Projected return was 10.45% or about 3.5% points above that projected for the S&P 500.  Yes, the projected risk or uncertainty is a tad over 15%, but the Return/Uncertainty ratio is a very high 0.70.  This is almost unheard of, at … [Read More...]

Twenty ETF Portfolio

Ivy 20 Portfolio Now we move to the most complex of Faber's Ivy Portfolios. This 20 ETF portfolio consists of 13 to 17 asset classes depending on how one breaks down the different ETFs. To keep all of these Ivy Portfolios simple, we invest the same percentage in each ETF. A few of the ETFs in this portfolio have not been operational for a full three years. This required the time frame to be … [Read More...]

200 Level

Portfolio #1: Ages 15 – 25

Portfolio #1 emphasizes simplicity.  This is a starter portfolio for young investors who have little to save, but want to begin putting together a core portfolio to build on in later years.  It is extremely simple in that it holds only four asset classes. While the projected return is relatively high based on our S&P 500 projection of 7%, the 9.2% return comes with a high projected … [Read More...]

Lost My Spouse – Part III

Determine your long-term cash flow. How much monthly income is required?  Will income from pension and social security meet the cash flow requirements or is additional money required from the portfolio?  For most single retired individuals, some income is required from the portfolio.  My recommendation is to pull no more than 4% annually from the portfolio.  The lower the … [Read More...]

400 Level

Bullish Percent Indicator: 1 March 2013

Few major changes occurred in either the index or sector Bullish Percent Indicator (BPI) tables.  Overall, the numerical values decreased, but not in every area of the market.  Our primary BPI indicator, the NYSE, declined in numerical value, but not to the point where the offense gave the ball up to the defense.  Of the major indexes, only the NASDAQ and DJTA index markets are controlled by the … [Read More...]

Why I Did Not Sell RWX Out of The Euclid Portfolio

Followers of the ITA Risk Reduction model may be puzzled as to why I continue to hold a full load of RWX, the international real estate ETF.  After all, is the price not below the 195-Day Exponential Moving Average (EMA)?  Yes, the rule calls for a sell.  However, in this case I applied a PnF judgment call and it looks like the following.  We are looking at a "High Pole … [Read More...]