100 Level

Aggressive Growth: Portfolio #6

The Aggressive Growth Portfolio is the last in this series of sample portfolios.  We moved from the Ultra Capital Preservation where bonds and income ETFs made up the majority of the portfolio to this example where the bond asset class is peeled down to a mere 6% of the total portfolio. Platinum membership available for a low $5.00 per month.  This last sample portfolio in the … [Read More...]

Keep It Simple: And I Mean Really Simple

Yesterday I was discussing Hedrick Smith's new book, Who Stole the American Dream, with a relative and we talked about how ill prepared Americans are for retirement.  Part of the discussion focused on some new information where I learned a group of workers in a well-known institution had an average of $50,000 saved in their 401-k plans.  Can you imagine going into retirement with so little saved?  … [Read More...]

300 Level

Preparation for Newton Review

Below is the Efficient Frontier graph and the Buy-Hold-Sell filter table for the securities currently held in the Newton portfolio.  Here is how I plan to use this information should it remain the same when this portfolio comes up for review this week. … [Read More...]

Bohr Portfolio Update: 30 January 2012

Today I added shares of VWO and RWX as emerging markets and international REITs were both under target.  Even though the Bohr Portfolio is not part of the ITA Risk Reduction experiment, there is an incentive to fill up asset classes where the current price of the the ETF is above its 195-Day Exponential Moving Average (EMA). … [Read More...]

200 Level

Sample Retirement Portfolio

The following portfolio is one suggested by a Platinum member.  The first screenshot shows the original asset allocation.  For reference, the assumed growth for the S&P 500 is 7% annually.  Should I ever forget to include this assumption, readers can check by looking at the bottom right section (gray background) to see the projected return and projected standard deviation.  The time frame is … [Read More...]

Five Investing Tips to Launch a Successful Retirement Program

Five money hints below will put you on the road to financial success. Follow "The Golden Rule of Investing." Save as much as you can as early as you can. Live below your means.  Learn self-discipline and stop spending on trivial material goods. Avoid Credit Card debt as it will kill your chances of success. Invest in index funds or index ETFs.  Many … [Read More...]

400 Level

One Added Wrinkle to the ITARR Model

One change I plan to make in the ITA Risk Reduction (ITARR) model is the following.  When an ETF is out of the buy zone (priced below its 195-Day EMA), instead of waiting for it to cross from below to above the 195-Day EMA, pay attention to the Relative Strength Indicator.  Take a look at the following example. … [Read More...]

What Are We Looking For?

Check out the following PnF graph.  This PnF graph is a composite of the New York Stock Exchange stocks.  Check out the long retracement since the composite topped out in the 78 region.  Read the Status where a Bear Alert was given back on April 16th.  It is looking like that was a great call.  … [Read More...]