100 Level

American Workers Unprepared

ITA Wealth Management is not so much a blog of how to make money as it is a blog to help investors achieve retirement goals.  According to recent Department of Labor statistics on retirement sufficiency, U.S. workers retiring in the 2050s will have saved only enough in their 401(k) accounts to replace an average of 22% of their pre-retirement income.  What is staggering is that 37% will have no … [Read More...]

What Is Missing In The Best Investment Books?

I have several meters of investment books on my shelves and many of them are the best in the business.  What do they do well and what is missing?  The top investment books do a very good job with the following topics. The importance of saving for retirement. Pointing out the differences in passive and active investing. Describing the importance of constructing an investment plan, … [Read More...]

300 Level

Bohr Portfolio Update

If you are looking for a portfolio that needs attention, look no further than the Dashboard of the Bohr Portfolio as presented below.  Asset classes coded with the purplish color are all under target while the red are above target.  To rectify these issues and bring the portfolio back into balance, I have a number of limit orders in place.  As the market continues to rise, the … [Read More...]

Newton Portfolio Update

Many changes occurred in the Newton Portfolio this week.  I sold down a number of positions, some for re-balancing purposes and others are tactical (TAA) in nature.  I need to preserve capital.  I saved several thousand dollars by this move, but I will not know if this was wise until the portfolio is back in balance.  The problem with any Tactical Asset Allocation move is that … [Read More...]

200 Level

How Does A Beginning Investor Use The ITARR Model?

When one has been saving and investing as long as I have, it is easy to forget many of the initial steps necessary to launch and manage a portfolio.  In this blog post, I will attempt to fill in a few gaps, and even with this effort, I will most likely miss something.  That is why I appreciate questions.  I am using the Gauss Portfolio as my model for several reasons.  1) It is … [Read More...]

ITA Experimental Portfolio

The following portfolio is in the experimental stages of investigation so approach it with caution.  I have not checked out costs and expenses for every ETF included in this QPP analysis.  The portfolio includes seven unfamiliar stocks.  I will explain where they come from and the screens used to uncover them. Platinum membership is available for $5.00 per month.  Join ITA and … [Read More...]

400 Level

Delta Factor Shouts – The Market Is Over Valued!

Based on the most recent Delta Factor data, the current market is over-valued, and that is putting it mildly.  I don't think I've seen this many "red" projections since the market hit its 2007 highs.  What I did was take both equity and bond ETFs that are commission free for TDAmeritrade clients and use percentages not all that far removed from the recommendations that come out of the … [Read More...]

ETF Evaluations In Preparation for Euclid Risk Reduction Analysis

At the close of the market tomorrow (1/12/2012) I will examine the relative price of each ETF used in Euclid and compare it with its 195-Day EMA.  For example, in the slide shot below the price of VTI is well above its 195-Day EMA.  The ITA Risk Reduction model calls for holding a full position in VTI.  Checking the Euclid moments ago, Large-Cap Blend (VTI) is slightly over target … [Read More...]