100 Level

Water ETFs

Water ETFs for Portfolio Diversification Portfolios constructed and monitored here on the ITA Wealth Management blog focus on broad asset classes.  We use ETFs such as VTV, VOE, VBR, VEU, VWO, VNQ, etc. as our primary portfolio building blocks.  On occasion we add individual stocks or ETFs that are out of our "mainstream" group of ETFs.  One area we branch into is … [Read More...]

Retirement Rule #3: Educate Yourself

Now that you have a savings plan in place and have accessed your retirement needs, it is time to continue to educate yourself.  The place I would begin is by reading a few of my top ten or best twelve investment books.  The books I recommend definitely have a bias toward using index or non-managed investment instruments.  My personal preference is non-managed index ETFs.  This viewpoint does not … [Read More...]

300 Level

Screening For Dividend Stocks

Reducing Portfolio Risk With Stocks If you have been following the recent comments you noticed the recommendation to add a few highly selected stocks to a core of ETFs so as to reduce portfolio risk.  It is possible to find individual stocks that have a low correlation with respect to ETFs such as VTI, VEU, VWO, etc.  Let's see how this works when seven dividend stocks are added to … [Read More...]

Einstein QPP Analysis: Reducing High Correlated Assets

As promised in the prior post, here is the QPP analysis of the Einstein.  Pay particular attention to the Correlation Matrix as that is the reason for posting this blog.  Note how most of the equity ETFs are highly correlated. … [Read More...]

200 Level

Portfolio Performance Results: 14 October 2011

Large-cap stocks continue to lead the market so portfolios diversified into the international markets lagged the VTSMX.  This is the trend over the last few weeks.  While many of the portfolios tracked by the TLH Spreadsheet gained a little ground on the Retirement Ratio, most lost out to the VTSMX benchmark.  Those readers who have been following basic ETFs using StockCharts can … [Read More...]

Retirement Planning: Begin Today

"Acting in loco parentis, the government could create powerful incentives to adopt passively managed, appropriately allocated investment programs."- David Swensen Any incentives to move citizens toward some sort of saving plan would benefit society.  More capital is available to develop businesses and retirees would be less dependent of Social Security for sustaining … [Read More...]

400 Level

Bonds “Delta Factor” Data

In the following screen shot, readers can see the "Delta Factor" projections for the Bond ETFs I've compiled.  If you are new to ITA Wealth Management and are not familiar with the "Delta Factor," check out the blogs listed in the DF category or search the term. … [Read More...]

Condition of Critical ETFs and The ITA Risk Reduction Model

When a portfolio is coming up for ITARR review or examination, I begin to check on the eight critical ETFs used to populate the portfolio.  Those eight ETFs are: VTI, IWN, VEU, VWO, VNQ, RWX, DBC, and PCY.  The next move is to activate SharpCharts to see where the price of the ETF is positioned with respect to the 195-Day Exponential Moving Average (EMA).  If nothing changes over … [Read More...]