100 Level

Are You Warren Buffett or Charlie Steadman?*

For every Warren Buffet there are a hundred Charlie Steadman's.  While nearly every investor has heard of Buffett, few remember Charlie Steadman. Is there a reason for this short memory? “Until he died at age 83 in 1997, Charlie Steadman burned through investors’ assets at a rate unseen in the fund business since the Great Depression–and, we hope, never to be seen … [Read More...]

Retirement Rule #3: Educate Yourself

Now that you have a savings plan in place and have accessed your retirement needs, it is time to continue to educate yourself.  The place I would begin is by reading a few of my top ten or best twelve investment books.  The books I recommend definitely have a bias toward using index or non-managed investment instruments.  My personal preference is non-managed index ETFs.  This viewpoint does not … [Read More...]

300 Level

Dividend Stocks: Updated List for 20 September 2012

From time to time I post lists of individual stocks that emerge from screens I've set up using particular criteria.  Seeking companies that are showing growth in dividends is the emphasis in the following list of stocks. The following information is not for publication elsewhere on the Internet. … [Read More...]

Preparing For The Newton Update

Tomorrow is review and update day for the Newton portfolio.  Numerous changes are taking place within the Newton as I am attempting to simplify the portfolio by reducing the number of holdings.  Several individual stocks were sold out of the portfolio as well as several under performing ETFs.  As a result, this portfolio now holds over $200,000 in cash.  Over the next several months I plan to … [Read More...]

200 Level

Cut the Fees

Fees matter!  Read this blog post by Geoff Considine and you will see why I am a nut when it comes to reducing fees.  They make a huge difference over a lifetime of investing.  When I began this investment journey many years ago, it was not unusual for mutual funds to charge an 8.5% load fee on all new money going into the fund.  What a scam. Usury is a better term.  Even … [Read More...]

Portfolio Performance Update

This week ended on a strong note with the broad market VTI up over 2% on the day.  However, that move was insufficient to pull the Maxwell and Euclid portfolios into positive territory. Portfolios available to Platinum members continue to do well when measured against the VTSMX benchmark. Only the Kenilworth is lagging and those numbers are exaggerated due to the short period this … [Read More...]

400 Level

When Was The Last Time The Bullish Percent Indicators Turned Bullish?

"Do you have enough data yet to have a sense of how far in advance or behind these changes are for market down turns or up turns. Clearly they are trailing data but maybe they can help us avoid major declines?" Bob Warasila asked the above question this morning so I went back into my Bullish Percent Indicators spreadsheet for the answer.  The last time the BPI was oversold for most of the major … [Read More...]

U.S. Equities Is The Place To Be Invested

It has been many weeks since I ran a screen on international markets, particularly individual countries.  I have approximately 40 countries on my list and since it takes the Hoadley optimizer a long time to run such a large number of securities I broke them up into two groups.  In both runs, VTI ranks at the very top.  Here is an example. … [Read More...]