100 Level

Portfolio From Hell

Perhaps the title is too strong, but why would any advisor or organization recommend the following array of expensive ETFs in the following configuration.  It is not unusual for me to run an analysis on a portfolio I find on the Internet.  In the analysis process, I hope to learn about a low correlated ETF or a combination of assets that show a high projected Return/Uncertainty.  … [Read More...]

Investment Advisor: Should You Use One?

Remember the little investment book, "The Investment Answer" written by Daniel C. Goldie and Gordon S. Murray and the five critical decisions each investor needs to make as they begin the journey of investing?  You recall that decision number one was the Do-It-Yourself Decision.  Goldie and Murray advocated finding a fee based investment advisor to help with the hard … [Read More...]

300 Level

Einstein Portfolio Update: 12 June 2013

Here is the latest information on the Einstein Portfolio.  This review includes the Dashboard, Performance, Efficient Frontier, ETF Rankings, and Buy-Hold-Sell Recommendations.  We begin with the Dashboard. Dashboard:  Precious Metals (GLD) and Commodities (DBC) continue to be priced well below their 195-Day Exponential Moving Averages (EMA) so we are staying on the sidelines with those two … [Read More...]

Suggested Portfolio

A Platinum member sent in the following portfolio for a Quantext Portfolio Planner (QPP) analysis and evaluation.  In the following screen shots, readers will see the tickers, percentages allocated to each, the QPP analysis, and a three-year look at the "Delta Factor" projections.  For the following QPP analysis, I used three years of historical data and assumed the S&P 500 … [Read More...]

200 Level

Low Risk Portfolio Using Dividend Oriented Stocks: Part III

Low Risk Portfolio Number Three Portfolio number three in this series of low risk asset allocations is shown below.  The percentage of funds was suggested by a Platinum member.  One of the major changes in this portfolio involves decreasing the allocation to VNQ from 7% down to 2%.  No dollars are assigned to TIP and we add a few more dividend stocks.  Since these are not … [Read More...]

Asset Allocation Plan for ITA-RR

Below is the asset allocation plan for the new risk reduction portfolio.  Names suggested thus are Dirac and ITA-RR.  This portfolio would be appropriate for investors age 35 to 50 as the allocation to bonds is a tad over 30%. This allocation, combined with the 10% commodity allocation holds the projected volatility under 15%. … [Read More...]

400 Level

Point & Figure Scaling: Why Use Percentage Instead of Traditional Option

A situation arose this morning regarding whether X's or O's are showing up in the right-hand column of the Vanguard's emerging market ETF, VWO.  If the scaling is set to 'percentage' O's are found in the right most column.  However, if the scaling option is set to 'traditional,' X's show up in the right-hand column.  Which is preferred?  To … [Read More...]

What Are We Looking For?

Check out the following PnF graph.  This PnF graph is a composite of the New York Stock Exchange stocks.  Check out the long retracement since the composite topped out in the 78 region.  Read the Status where a Bear Alert was given back on April 16th.  It is looking like that was a great call.  … [Read More...]