100 Level

Keep It Simple

Don't be surprised if you don't know the difference between a benchmark ETF and a strategic ETF.  Strategic is sometimes called "Fundamental" or "Active" and they differ from the ETFs we recommend for our ITA portfolios.  To read more about the differences, check out the URL referenced below. … [Read More...]

MACD Defined

Yesterday, I wrote a piece on "Sell in May and Go Away," Sy Harding's Seasonal Timing Strategy (STS).  Built into that strategy is something called MACD.  MACD is an acronym for "Moving Average Convergence-Divergence" Trading Method.  I first read about MACD back in 1979 when Gerald Appel published a pamphlet under the same title. In that 22 page pamphlet he … [Read More...]

300 Level

“Creme List” for 8 July 2011

Twenty-five companies made the elite list this week, the largest number in recent memory.  No new companies cracked the "Creme List" and only one was cut from the list. For new readers, note that the "Creme List" comes from a very old tradition that goes back beyond the creation of ITA Wealth Management.  While I've moved through my stock picking days, I now … [Read More...]

Smartest Low Risk Portfolio

This is the first of four portfolios that run from low risk to high risk or aggressive growth.  One Quantext Portfolio Planner (QPP) analysis is already available on the Internet at Seeking Alpha for a medium risk portfolio.  That is the fifth portfolio in this series of analysis.  In the following example, I make a few changes in the ETFs as I prefer using the low-cost Vanguard … [Read More...]

200 Level

Sample Portfolio For Thirty (30) Year Old Investor

The following portfolio was passed on to me by a Platinum member as an example of a Strategic Asset Allocation plan for a thirty year-old investor.  Nine ETFs are used in this portfolio and many of the investment securities are familiar to ITA readers.  In fact, all nine Exchange Traded Funds can be found in one or more portfolios with exception of RWO.  RWO is a global real estate … [Read More...]

Lost My Spouse – Part III

Determine your long-term cash flow. How much monthly income is required?  Will income from pension and social security meet the cash flow requirements or is additional money required from the portfolio?  For most single retired individuals, some income is required from the portfolio.  My recommendation is to pull no more than 4% annually from the portfolio.  The lower the … [Read More...]

400 Level

“Delta Factor” Projections for Equity ETFs

When the market dips, as it has for the last two days, it is time to examine the "Delta Factor" projections to see if any changes are forecast.  In this post we take a look at the key equity ETFs used in a number of portfolios.  Only VSS suffers from a short-record, so don't pay too much attention to that ETF.  Otherwise, the projections are useful.  Keep in mind that I am using five years of data … [Read More...]

Sydney Morning Herald Article

Photograph: Mt. Lassen in California The following article ("It's still business as usual for Wall Street") just appeared in the Sydney Morning Herald on-line paper.  The three recent crashes discussed include the 1987 drop when the DJI gave away 22% with a 522 point drop.  Then we had the tech blowup in early 2000 through 2002.  Even worse is the current Global … [Read More...]