100 Level

Keeping It Simple

Investors wishing to keep their portfolio as simple as possible, yet obtain global diversification, can do it with no more than three ETFs. 1.  VTI will cover all U.S. Equities. 2.  VEU is the all-world except U.S. international ETF.  This ETF provides the global exposure we require, even for a very simple portfolio. 3.  BND, or an all bond ETF provides a diversifier or risk … [Read More...]

Searching for the Holy Grail of Investing

The following blog was posted about 1.5 years ago and it is still timely here at the end of 2011.  I made a few minor changes in the post below.  Kenneth French continues to update this research and it is still valid.  If readers ever wonder why we tilt our asset allocations they way we do, the reason is based on the following research. … [Read More...]

300 Level

Bohr Portfolio Update: 30 May 2013

A few adjustments in the Bohr Portfolio took place over the last month based on recommendations coming out of the optimization-momentum spreadsheet.  For example, shares of BND and TIP were sold and shares of VCR and VTI were added to the portfolio.  The Bond and Income asset class is below target due to sales of BND and TIP, and Large-Cap Growth moved above target as a result of adding VCR to the … [Read More...]

Momentum Percentage – Calculation and Interpretation

As promised in a recent comment I have prepared an explanation of how the Momentum Percentage number in the Ranking Spreadsheet is calculated and how it should be be interpreted. This may seem a little complex at first read, but I've tried to illustrate and make understanding as simple as I can. There's lots of ink that may require lots of think! … [Read More...]

200 Level

Setting Up a New Portfolio

Whether one is a beginning or experienced investor, a respectable portfolio can be constructed using the following 27 ETFs.  These ETFs are available commission free to TDAmeritrade clients.  While there are 27 ETFs available, it is not expected all would be part of the portfolio at any one time.  Currently, only 13 ETFs are recommended with the current conditions. This material is not … [Read More...]

Portfolio for 30-Year Old

If you are between the ages of 25 and 35, you might find this analysis of interest.  I submitted this article to Seeking Alpha yesterday. Later this morning I look for an update of the Curie Portfolio. If this were the end of the month instead of the Winter Solstice, we would be taking out full positions in VTI, IWN, and VNQ.  Obviously, the U.S. market is performing much better than … [Read More...]

400 Level

Current State of ITARR ETFs

Platinum members paying attention to the ITA Risk Reduction model will note that the prices of three of seven critical ETFs moved above their 195-Day EMAs.  Those ETFs are listed below with the link to the critical graph. … [Read More...]

Gauss Portfolio Launched

The ITA-RR Portfolio, renamed Gauss, is up and running.  Platinum members have access to the Dashboard worksheet below. … [Read More...]