100 Level

QPP of Aggressive Portfolio

Back on January 18, 2012 I posted a table showing asset allocation plans that ranged from low risk to very aggressive portfolios.  At that time I posted a Quantext Portfolio Planner (QPP) analysis of the low medium-risk portfolio.  A Platinum member requested a similar QPP analysis of the high risk or aggressive portfolio.  Below is the analysis. QPP Analysis of High Risk Portfolio:  The … [Read More...]

Portfolio for 30-Year Old

If you are between the ages of 25 and 35, you might find this analysis of interest.  I submitted this article to Seeking Alpha yesterday. Later this morning I look for an update of the Curie Portfolio. If this were the end of the month instead of the Winter Solstice, we would be taking out full positions in VTI, IWN, and VNQ.  Obviously, the U.S. market is performing much better than … [Read More...]

300 Level

Is It Wise To Pay An Advisor For Access To DFA Funds?

Save the Fees Save the fees and manage your own money using low cost ETFs.  You are going to be dollars ahead and here is the evidence.  Let me describe the process I went though to come to this conclusion - and I am not finished with the analysis.  This data is not going to win me friends among DFA advisors. I logged on to one of the premier web sites on the Internet to find … [Read More...]

Preservation of Principle

Tactical Asset Allocation for Newton Portfolio Holding on to the nest egg were my marching orders.  I did not stand in the way of these instructions for the Newton Portfolio.  With the market climbing as it has since early 2009, moving into cash makes some sense.  In an attempt to preserve capital, numerous trades took place in March and early April.  Selling off some asset … [Read More...]

200 Level

Portfolio Performance: 26 July 2013

Approximately two months ago I published the last set of performance numbers so it is time to update the table.  Compared to the last set of data, all the portfolios with exception of the Bohr and Kenilworth picked up ground with respect to the customized ITA Index.  The same cannot be said when we compare the Internal Rate of Return of each portfolio with respect to the VTSMX benchmark and there … [Read More...]

Supercharging The Swensen Six Portfolio By Adding Three Stocks And Two More ETFs

A reader of ITA suggested adding three dividend stocks (T, JNJ, & PG) to see how it might enhance the "Swensen Six" portfolio.  I made those additions, changed the allocation between TLT and TIP, and added international real estate (RWX) and commodities (DBC) to the portfolio.  These changes enhanced the projections for the "Swensen Six" in all the major metrics. … [Read More...]

400 Level

Gauss Portfolio Review: 22 May 2012

Photograph: Annular solar eclipse taken by my friend and fellow physics teacher, Dave Cross.  Image taken near Redding, California on May 20, 2012. As one of the five ITARR portfolios, the Gauss is an important test model for risk reduction.  Of the eight critical asset class represented by specific ETFs, the following are priced below their 195-Day Exponential Moving Averages and … [Read More...]

Why I Did Not Sell RWX Out of The Euclid Portfolio

Followers of the ITA Risk Reduction model may be puzzled as to why I continue to hold a full load of RWX, the international real estate ETF.  After all, is the price not below the 195-Day Exponential Moving Average (EMA)?  Yes, the rule calls for a sell.  However, in this case I applied a PnF judgment call and it looks like the following.  We are looking at a "High Pole … [Read More...]