100 Level

Equity ETF “Delta Factor” Projections: Three & Five Years

What are the projections for Equity ETFs using three and five years of historical data?  The projections based on five-years of historical data spans the "Great Recession of 2008" while the three-years of historical data includes one of the better bull markets of recent memory.  With this historical context, we can almost visualize the projections for the following "Delta Factor" data tables.  … [Read More...]

Dinner Music: Romantic Saxophone Quintet

If you are looking for soft saxophone dinner music, this inexpensive CD is one for serious consideration.  I'm using several cuts in a few slide shows, one of a new wedding and another of a 50th wedding anniversary.  This music spans the ages.  Several of my favorites are:  Killing Me Softly with His Song, The First Time Ever I Saw Your Face, and Endless Love. There are no lyrics to distract so … [Read More...]

300 Level

Dividend Stocks for Adding to Core ETF Portfolios

Investors interested in adding a few highly selected individual stocks to their portfolio will find the following dividend aristocrats and "Piotroski" style investments of interest.  First, the dividend stocks.  … [Read More...]

Current Ranking of Feynman ETFs

Platinum members following the Feynman articles and the ETFs that make up this research portfolio will find the current rankings of interest.  It is possible to substitute Vanguard ETFs for the iShares ETFs with a minimum of Internet searches.  Here is the ranking as of 8/5/2013. ETF Rankings:  While the optimizer recommends holding shares in VWO and DBC, those are two ETFs I would avoid except … [Read More...]

200 Level

Swensen Six With & Without Stocks

Benefits to Super Charging Portfolio With Stocks Two portfolios are displayed below.  In the first we have a portfolio made up of only six ETFs.  I call this the Swensen Six. To point out some critical features, note the projected average annual return of 7.89% or 7.9% rounded.  This is based in the assumption the S&P 500 will return an average annual return of 7.0%. The … [Read More...]

Is There An Investment Style That Is Truly Passive?

We read a lot about active vs. passive investing, and mixed into that discussion is index investing.  About four months ago I wrote a series of articles on this very subject where I was rebutting an Internet article.  On this blog I track eleven portfolios that run the gamut from passive to mosaic to active.  To understand each, it helps to go back to Harold Evensky's … [Read More...]

400 Level

VTI And The ITA Risk Reduction Model

At the request of a long-time Platinum member, I am going to examine a number of key ETFs used to populate specific asset classes in an effort to see how well the ITA Risk Reduction model worked over the last four months.  Keep in mind that no one ever stated that the ITARR model, or a variation such as the Faber-Richardson model, will work all the time, month after month.  Where the … [Read More...]

Sample 4 ETF Portfolio

Another Platinum member asked for an evaluation or analysis of this four (4) ETF portfolio. Efficient Frontier:  This EF graph is instructive as one can easily see how the four ETFs are influencing the final outcome.  IEF and TIP dominate the portfolio and move the current (diamond dot) mix of ETFs down in the lower left portfolio of the graph.  Increasing percentages to SPY and EFA would … [Read More...]