100 Level

Retirement: Five Asset Class Portfolio

  Five Asset Class Retirement Portfolio If you think many of the portfolios discussed on this blog are overly complicated, try this five asset class portfolio on for size and see if it meets your needs. This portfolio is only slightly more complicated than the "Second Grader" portfolio Allan S. Roth writes about in his book, "How a Second Grader Beats Wall Street." I thought I'd written a … [Read More...]

Active vs. Passive Decision

Active vs. Passive Management If the decision to handle your own investments is the answer to question #1 in this series, then going Passive is a no-brainer. The evidence for the passive approach to investing is so overwhelming anyone but Warren Buffett taking the active route needs to study statistics. Goldie and Murray write, "The Efficient Market Hypothesis asserts that no investor will … [Read More...]

300 Level

Market Performance Impacts Efficient Frontier

Does portfolio performance significantly impact the efficient frontier curve?  To answer this question, I selected over 30 commission free (from TDAmeritrade) ETFs to run a test that included the last bear market and the recent bull market.  The first time frame ran from 3/15/2007 through 3/15/2009.  March of 2009 was the bottom of the great bear market of 2008 and early 2009.  The second run … [Read More...]

Kepler Portfolio Update: 10 July 2012

Kepler Portfolio Review for July The Kepler Portfolio review time is here and little action other than some cash flowing in and out of the portfolio took place over the last 30 days.  A number of dividends from BND, TLT, EMB, and TIP were recorded.  Although the Kepler is not one of the primary ITA Risk Reduction model portfolios, I am applying some of the timing techniques to various … [Read More...]

200 Level

Portfolio Performance Results: 14 October 2011

Large-cap stocks continue to lead the market so portfolios diversified into the international markets lagged the VTSMX.  This is the trend over the last few weeks.  While many of the portfolios tracked by the TLH Spreadsheet gained a little ground on the Retirement Ratio, most lost out to the VTSMX benchmark.  Those readers who have been following basic ETFs using StockCharts can … [Read More...]

Asset Allocation: The Basic 17 Asset Classes

Much is made of the importance of asset allocation here at ITA Wealth Management.  Not all portfolios tracked on this blog use the seventeen asset classes, but we want to list the stable of assets we draw from depending on the size of the portfolio and goals of the investor.  Cash is included as one of the 17 in the data table shown below. Below the title row we have the three cap sizes ranging … [Read More...]

400 Level

March Examination of the Madison Portfolio

The 24th of each month is the day to examine the Madison Portfolio so I will use closing prices on the business day closest to that date.  Below is the Dashboard (extracted from the TLH Spreadsheet) for the Madison. … [Read More...]

ETFs to Purchase

As you look at the new week, here is my analysis for the seven ETFs we are using with the ITA Risk Reduction model.  Keep in mind that this study is in the early stages and will likely need to be refined as time goes on. … [Read More...]