100 Level

Who Is Responsible For Your Retirement?

With pension plans on the decline, corporations squeezing employees, and unions under attack, individuals will need to take more responsibility for their own retirement programs.  Those are the hard facts.  At one time an individual or a small group of people within a corporation managed the pension plan for a large number of employees.  The employee had few retirement planning … [Read More...]

Investment Resolutions

With the start of a new year, it is a good idea to establish some goals or resolutions.  We want to be able to keep these resolutions and many on the list below are not new to readers of ITA Wealth Management.  So let us begin. 1.  Lay out an investment plan. 2.  Pay off credit card debt. 3.  Establish a savings plan.  Follow the Golden Rule of Investing. 4.  … [Read More...]

300 Level

“Creme List” for 29 July 2011

Photograph:  Santiago, Spain (Represents current feelings in America) This week the "Creme List" is a shorter group of stocks with only 18 companies surviving the weak market.  AGL, CL, TOT, and WFC were wiped from the list as none of these companies cracked the elite list for the last 13 weeks. … [Read More...]

Allocation Changes Coming To Maxwell: 17 January 2013

Changes are coming to the Maxwell Portfolio.  1) I sold shares of Mid-Cap Blend (VO) and Small-Cap Blend (VB) as those two asset classes are highly correlated with Large-Cap Blend (VTI).  I will be selling off Large- and Mid-Cap Value for the same reason.  As replacements I will be adding shares of gold and emerging market sovereign debt when a buying opportunity arises. … [Read More...]

200 Level

Merging The Swensen And Faber Portfolios

Swensen and Faber-Richardson Portfolios Merging the Swensen and Faber-Richardson portfolios is an effort to extract the excellent logic behind the "Swensen Six" portfolio and expand the number of asset classes as advocated in the "Faber-Richardson Ten" portfolio.  Parts of the logic behind the "Swensen Six" can be found in this Seeking Alpha article.  In … [Read More...]

Large vs. Small Cap Allocations: Is A Reallocation In Order?

I am reading material that indicates a change in asset allocation is in order for the third, and perhaps, fourth quarter.  This post is very short so expect more details later this week. … [Read More...]

400 Level

Bullish Percent Indicators

Platinum members should check out the Bullish Percent Index post over on the new website. If you have not registered on the new site, please do as soon as possible.   … [Read More...]

“New Normal” Three-Year Risk Reduction Analysis

In the prior blog entry I used five years of data for the QPP analysis of the "New Normal" portfolio when the allocated percentages were based in equal risk rather than allocating assets according to capitalization.  In this QPP analysis I use three years of data instead of five. This blog entry is not for publication elsewhere on the Internet. … [Read More...]