100 Level

MEDA Trust Update: 25 February 2011

MEDA Information "The poor stay poor not because they are lazy, but because they have no access to capital." - Milton Friedman It has been several weeks since I last gave an update as to what is happening with the ITA Wealth Management membership fees I am donating to MEDA Trust.  Check out the link if you want to know more about this organization. Over the last few years my … [Read More...]

Gordon Equation: What Is It Projecting?

Gordon Equation "If one of life's secrets is ... keep your head when all those around you are losing theirs, then the Gordon Equation is the collar that will keep it there." - William J. Bernstein. When discussing the Gordon Equation, we do not want to confuse the simple investment equation with the Klein-Gordon physics equation.  A Google search for the Gordon Equation will … [Read More...]

300 Level

Portfolio Management Suggestions

Before outlining portfolio management suggestions, I'm assuming ITA readers have a savings and investment plan in effect.  For saving suggestions, search for "The Golden Rule of Investing" and related topics.  There are a number of blog entries related to preparing for retirement, and the earlier one begins retirement planning the better. After establishing a savings plan, … [Read More...]

Mosaic Portfolio: Do Stocks Enhance Portfolio?

A few days ago a Platinum member asked for a simplified portfolio that one might use in retirement.  While the following Mosaic (ETFs and Stocks) portfolio may carry too high a risk for some investors, if one uses the ITA Risk Reduction (ITARR) model guidelines, risk or volatility is greatly reduced.  It does require attention to what is going on, but the peace of mind is likely worth the … [Read More...]

200 Level

If I Were Starting A New Portfolio Today

What would a portfolio look like if I were starting from scratch today?  Here are a few basic principles to consider before making the initial Strategic Asset Allocation decision. Begin by using index funds or index ETFs.  My preference, as Platinum members well know, is to use "non-managed" index ETFs.  Yes, someone needs to make a decision what goes into the ETF, but for practical purposes … [Read More...]

Portfolio #4: Ages 56 – 65

As with the portfolio for ages 36 - 55, this portfolio covers a critical period in life.  This is a time when one can normally increase the monthly savings rate.  The children are likely educated and the house is, or will be paid off.  Extra dollars can be funneled into this portfolio.  As the investor moves toward retirement, the portfolio becomes more conservative in that … [Read More...]

400 Level

Bullish Percent Indicators: 2 August 2013

All the major indexes powered forward this past week, but we now have three sectors that are controlled by defensive teams.  Technology and Telecommunications broke a three-week trend and joined Utilities which continues to show O's in the right-hand column despite its very high absolute value.  Here are the numbers. Index BPIs:  The following table displays the overall direction of seven major … [Read More...]

Reducting Risk With The Euclid Portfolio

The 12th of the month is the day to closely examine each ETF used to populate the Euclid Portfolio, one of ITA Risk Reduction model portfolios.  While the markets have several hours before they close, it is highly unlikely any of the ETFs will change positions with their respective 195-Day Exponential Moving Averages (EMAs).  Here is the process I went through in my examination of the … [Read More...]