100 Level

Music Recommendation for Week of April 14

My first recommendation for this week was Masters of the Trumpet until I saw that only used copies are available on Amazon, and the cost is excessive.  If you are able to secure this CD from another source, I highly recommend it.  Moving on to another excellent choice is a complete recording of Johannes Brahms symphonies.  There are many choices of these symphonies and my recommendation is only … [Read More...]

Ten Biggest Investor Mistakes – #10

  Wealth Management – Mistake #10: Investors do not monitor their portfolio adequately.   Rare is the investor who can place their hands on the Internal Rate of Return (IRR) of their portfolio. An even smaller percentage of investors know how well their portfolio is performing with respect to an appropriate benchmark. The third measure, risk of portfolio, reduces the … [Read More...]

300 Level

QPP Analysis of Gauss Portfolio

Platinum members are aware that the Gauss Portfolio is one of the ITA Risk Reduction model candidates.  Since the Gauss is such a new portfolio,  I don't think I ever ran a Quantext Portfolio Planner (QPP) analysis on it.  While not every asset class is exactly in balance, I decided to use the current holdings for this analysis rather than use the Strategic Asset Allocation … [Read More...]

Low Risk Portfolio Using Dividend Oriented Stocks: Part III

Low Risk Portfolio Number Three Portfolio number three in this series of low risk asset allocations is shown below.  The percentage of funds was suggested by a Platinum member.  One of the major changes in this portfolio involves decreasing the allocation to VNQ from 7% down to 2%.  No dollars are assigned to TIP and we add a few more dividend stocks.  Since these are not … [Read More...]

200 Level

Simplified “Holy Grail” Portfolio: A 12-ETF Approach

12-ETF Portfolio Following up on yesterday's blog post, here is a simplified revision of the "Holy Grail" portfolio.  Any time one can reduce the number of holdings and improve the return and volatility projections, give the new portfolio high marks.  The following group of twelve (12) ETFs provides a higher Return/Risk ratio than the portfolio discussed yesterday.  … [Read More...]

Portfolio Performance: 30 September 2011

Third Quarter Portfolio Performance Results* Finally - the bum third quarter is finished.  Done and over!  Every portfolio gave some ground to the Internal Rate of Return (IRR) calculation.  Rare is the portfolio that performed well during the recent volatile market.  In the table below, the figures are a little lower than the actual values as I have yet to enter any third … [Read More...]

400 Level

Checking Up On ITARR Indicators

For those investors who are either following or implementing the ITA Risk Reduction (ITARR) model, here are the latest results for the following critical ETFs:  VTI, IWN, VEU, VWO, VNQ, RWX, TIP, TLT, PCY, DBC, and GTU.  Only TLT, DBC, and GTU were priced below their respective 195-Day EMA when checked earlier this morning.  The relative positions can change so here is a link you may wish to … [Read More...]

Portfolio Risk: How To Manage It With Care

Managing Portfolio Risk* Risk is one of the least understood concepts when it comes to investing, so it is time we insert some discussions into the mix of portfolio construction. I am going to quote Mark Hebner and link to his outstanding web site frequently as he does an excellent job of describing and defining risk. Let us first begin with a definition of Standard Deviation (SD) as it is … [Read More...]