100 Level

Mosaic Portfolio

Photograph:  This little honey, a Talbot, was Grace's pick out of all the beautiful cars. Check more photographs at this site.  Look for the Mullin Gallery. For the last two days I've been working to come up with a set of ETFs and stocks that meet four standards.  1) The projected return for the sample portfolio should exceed the expected return for the S&P 500.  … [Read More...]

Please Keep It Simple: A Basic Seven-Eight ETF Portfolio

Is it possible to put together a simple portfolio?  I don't want anything too complicated, particularly when I am just beginning my investing career.  Such requests are common and the answer is - yes, it is possible to build a simple portfolio.  The diversification may not be the best, but that issue can be address later.  Below is a basic portfolio any investor can … [Read More...]

300 Level

Core ETFs Optimized for Maximum Return

To answer my own question of what ETFs are critical to most portfolios, I put together what I call the "Essential Twelve."  The plan is to cover the U.S. Equities, Emerging and Developed International Markets.  REITs, commodities, bond, and treasury instruments are included in the following analysis. The following information is not available for publication elsewhere on the Internet. … [Read More...]

“Creme List” for 12 August 2011

Earlier today I thought I might need to scrap the "Creme List" or at least replace it with a different set of screens and evaluation tools as one of the key databases went through some revisions.  Fortunately, not only did I find the data I needed, but I found new useful information that I coded into my "Watch List" spreadsheet.  Information such as the Financial … [Read More...]

200 Level

Example Asset Allocation Plan

Photograph:  San Jose de Gracia Catholic Church - Built in 1760 - Las Trampas, New Mexico Are you looking for an example of a "Holy Grail" Strategic Asset Allocation plan?  Below is such an example.  Actually, it is the asset allocation plan of the Einstein Portfolio.  While I have only been tracking the Einstein Portfolio using the TLH Spreadsheet since 6/30/2008, … [Read More...]

Portfolio Performance: 6 April 2012

It has been several weeks since I last published a Portfolio Performance data table as I was away on a family emergency.  The following table contains current data as all the dividends for the first quarter are included in these results.  There was consistency up and down the portfolio columns.  In general, since the last post both the portfolios and the VTSMX benchmark lost a … [Read More...]

400 Level

What Is A Good Sortino Ratio?

Seeking a Good Sortino Ratio A reader of ITA Wealth Management was seeking an answer to the question, what is a good Sortino Ratio?  The simple and quick answer is - anything above zero.  Check this definition of the SR.  While the equation is quite simple, the difficulty comes in calculating the denominator. SR = (P - T)/DR where P is the portfolio return T is a portfolio … [Read More...]

Broad Market Outlook Based on Bullish Percent Index

Based only on gut feeling, most of us would expect rather good numbers to show up this week when we drill down into the Bullish Percent Index values for the major indexes and individual sectors.  The following two tables will not be a surprise if this is your impression of the trading week just passed.  First, the major markets. Index BPI:  All indexes showed a slight uptick in the actual … [Read More...]