100 Level

What Are Your Biggest Investment Questions?

Whether you are a seasoned or beginning investor, there are bound to be investment questions.  What are the two or three major ones that come to mind?  Here are a few to get readers thinking. I simply don't know where to begin. What is asset allocation and why is it considered important? What is an index fund and how does it differ from a mutual fund?  Is there any … [Read More...]

“Sell In May And Go Away”

Seasonal Timing Strategy The admonition of "Sell in May and Go Away" or "Sell in May and Go Play" likely originated with Ned Davis of Ned Davis Research Inc., or Yale Hirsch of the Hirsch Organization.  This idea reoccurred as a tickler showed up on my computer calendar.  Upon receiving this notification, I immediately did a search for "Harding" of Sy … [Read More...]

300 Level

Dividend Stocks

Platinum members who use individual stocks as part of their portfolio construction materials will find this list of dividend stocks of interest. The first screen shot defines the screens used to come up with these companies. … [Read More...]

Kepler Portfolio Review: 7 May 2012

Once more it is time to review the Kepler Portfolio.  Back in the middle of April I sold partial positions of VEU and VWO.  Both ETFs dropped slightly in price since those sales.  I still hold an iShare (EFA) in developed international markets and will likely take this down market opportunity to sell off that holding.  The second screen shot shows the holdings in the Kepler … [Read More...]

200 Level

Which ETFs To Use When Constructing A New Portfolio

Which ETFs do I recommend for different asset classes when putting together that first portfolio?  The first move is to decide which asset classes to use.  Twenty-five months ago I posted this Asset Allocation blog and little has changed over that time.  One error in the table is the position of VEA.  That ETF should be included in the Developed International Equities box rather than the Emerging … [Read More...]

Portfolio Performance: 13 April 2012

Although the individual portfolios declined in value since the last update, all gained ground when compared to the IRR VTSMX benchmark.  In most cases, the difference between the Internal Rate of Return (IRR) of the portfolio and the IRR for the ITA Index remained the same.  In a number of portfolios, the Sortino and Retirement Ratios dropped a fraction of a point. Click on title to … [Read More...]

400 Level

“Delta Factor” Changes Over Last Week

How are the "Delta Factor" projections altered after a positive week in the market?  To answer this question, I listed many of the ETFs used in various portfolios and ran the analysis for two different time frames.  The first screen shot shows the Delta and Delta Factor from 10/3/2007 through 10/3/2011.  The second screen shot captures the data from 10/10/2007 through … [Read More...]

“Delta Factor” Projections for Bond ETFs

"Delta Factor" projections for bond ETFs are grim for the next few months.  All but BWX are negative in the Delta column.  SHV only rounds to zero as it is also negative.  While a number of bonds are showing a "Delta Factor" of Hold, the bias or tilt is definitely down as shown by the Delta column.  The general prediction is to hold these ETFs with great … [Read More...]