100 Level

ETF Commandments

Nearly two years ago I referred ITA readers to this link.  There were only a few readers at that time and not many folks picked up the reference.  By brining this blog forward, readers have another chance to see the reference and also check to see if the blog notification plugin is working properly. An Internet friend directed me to this article titled, "Ten Commandments of ETF … [Read More...]

Manage Your Own Money

  Should you hire a money manager or do it yourself?  Consider the following assumptions and arguments. 1.  As the first given, the portfolio belongs to you, not the hired money manager.  This is an obvious, yet important point. 2.  Assume the advisor fees amount to 100 basis points or 1%.  Fees may be lower, but for ease of calculation, I will use the 1% … [Read More...]

300 Level

Euclid Portfolio Update: 14 March 2013

Since the last review of the Euclid 32 days ago, shares of VO were sold and GTU was added to the portfolio. Platinum members are able to see the current Dashboard and Efficient Frontier in the following screenshots. … [Read More...]

New TLH Spreadsheet Help Audio/Video for Recalculation Error

In the benchmark and Internal Rate of Return data table, found in the upper left-hand corner of the primary worksheet, one sometimes sees the boxes filled with #REF! errors.  This is usually caused by the "Mosaic" or primary worksheet inability to find data from the Distribution Worksheet necessary to run a calculation on the benchmarks.  Thus the #REF! error.  I've … [Read More...]

200 Level

Ranking Vanguard’s Sector ETFs

One of the portfolios up for review this week is the Gauss.  In preparation for that update I'm looking for ways to improve the performance of this portfolio as it still lags the VTSMX benchmark.  I thought I would rank the Vanguard sector ETFs (minus VNQ) to see if there are any potential "momentum" ETFs among this group.  Below is the latest ranking. Sector Rankings:  The financial (VFH) ETF … [Read More...]

Active vs. Passive Investing

ITA Wealth Management readers will recall the five decisions discussed in "The Investment Answer," a short book authored by Daniel Goldie and Gordon Murray, who died of brain cancer last month.  Those five fundamental decisions are:  1) Do-It Yourself Decision, 2) Asset Allocation Decision, 3) Diversification Decision, 4) Active versus Passive Decision, and 5) Rebalancing … [Read More...]

400 Level

VTI Within Striking Distance

Readers following this blog know about the Tactical Asset Allocation or market timing method we are about to employ with the Maxwell and Euclid portfolios.  These two portfolios were selected as they consistently lag behind the VTSMX benchmark.  I want to come up with a title more original than the Faber-Richardson method so users can do a search and easily find information on what is … [Read More...]

Where Are The Best International Opportunities?

If you are not satisfied with broad international ETFs such as VEU, VEA, VWO, and EFA, but want to search for individual countries, the following Delta Factor analysis and projections might be of interest.  In the following QPP analysis I show the Delta Factor projections for a broad range of countries followed by several other ways to look at some of the specific countries that are showing … [Read More...]