100 Level

Failure To Use Index Instruments Is Investor Mistake #3

Investor mistakes one and two, failure to save early and neglect to develop an investment plan are interchangeable in their ranking.  The order of the following mistakes is not all that important either.  Take heart as I think I made all these mistakes.  Fortunately, I did begin to seriously save in my early to mid-thirties.  Even that is a late start.  I had no investment plan when I began saving … [Read More...]

International ETFs Ranked Using VTI As Reference

Just as I rank sector ETFs for possible inclusion in a portfolio, international ETFs are run through the same ranking wringer.  Are any international ETFs suitable for inclusion when compared to the U.S. Total Market Index ETF, VTI.  See the following table for the answer. … [Read More...]

300 Level

Iteration Solution

Platinum members using the TLH spreadsheet may find an iteration issue from time to time when the IRR calculation for an investment moves from positive to negative or negative to positive.  The Excel™ SS needs a little nudge to launch the iteration calculation. Go to the TLH SS Help page and reference the #7 help video.  To find the TLH SS Help page, look across the navigation … [Read More...]

Portfolio Performance

Photograph:  Dome of Blue Mosque in Istanbul, Turkey If you hear someone come across a bit strong when it comes to portfolio performance, ask a few simple straight-forward questions. 1.  How is the performance measured and does it meet AIMR standards?  Professionals will know AIMR stands for Association for Investment Management and Research.  ITA Wealth Management readers … [Read More...]

200 Level

Einstein Portfolio Update: 2 January 2012

The following Dashboard shows the asset allocation plan for the Einstein Portfolio.  This worksheet and the following performance slide include all dividends from 2011.  With the available cash, I expect to put all the under-target asset classes in balance within a few weeks.  I have several limit orders in place for the under-target asset classes. … [Read More...]

Kepler Portfolio Review: Strategic Asset Allocation Changes

Review time has arrived for the Kepler Portfolio and I am making changes in the Strategic Asset Allocation plan.  Platinum members will find two Dashboards presented so you can easily see the changes I am making. … [Read More...]

400 Level

SORDEX Ratio: Will I Run Out of Money?

Stress Testing the 12-ETF Portfolio What in the world is the Moshe Milevsky SORDEX Ratio? SORDEX is an acronym for Sequence-of-Returns Downside Exposure. Translated for T. C. PITS or The Common Person In The Street, it is a way to run several Monte Carlo calculations and see if you are likely to run out of money in retirement. If that is confusing, let me try to explain in great detail … [Read More...]

Bullish Percent Indicators: 2 August 2013

All the major indexes powered forward this past week, but we now have three sectors that are controlled by defensive teams.  Technology and Telecommunications broke a three-week trend and joined Utilities which continues to show O's in the right-hand column despite its very high absolute value.  Here are the numbers. Index BPIs:  The following table displays the overall direction of seven major … [Read More...]