100 Level

Styles of Investing

While there are nearly as many ways to construct a portfolio as there are investors, the various styles fall into a countable number.  While I will miss some options and my classifications will vary with other readers, here are a few of the major styles. 1) Stock pickers.  These investors build their portfolios through the process of identifying individual stocks they deem have the … [Read More...]

Easy Investing

While few stock pickers are successful investors, the index investor or a passive oriented investor can do better than the majority of stock market participants by following a few simple rules.  One of those rules is simply - Don't build your portfolio by picking individual stocks.  Use index funds or index ETFs.  Investors saving small amounts of money each month are better off … [Read More...]

300 Level

Newton Portfolio Update: 13 September 2012

Slowly, the Newton Portfolio asset classes are coming into balance.  The major move now required is to lower the holdings in bond and treasury ETFs and reallocate that cash into the few asset classes that are still under target. … [Read More...]

Protecting the Corpus of the Portfolio

While I am not a strong advocate for guessing possible market directions, neither do I want to be a patsy and allow hard earned gains slip away as they did twice in the last ten years.  Protecting the corpus (a principal or capital sum as opposed to income or interest) of the portfolio is not to be neglected when it comes to managing assets.  The ITA Risk Reduction model is designed to … [Read More...]

200 Level

Five Essential Financial Directives

Five Essential Financial Guidelines   1) Pay down credit card debt and never, ever borrow from a bank using a credit card. There is no way you will earn as much year after year through investments as you are paying interest on credit card debt. Simply put, pay off the credit card balance in full each month. There is no interest rate to hate as much as credit card interest. 2) Save as … [Read More...]

ITA Experimental Portfolio

The following portfolio is in the experimental stages of investigation so approach it with caution.  I have not checked out costs and expenses for every ETF included in this QPP analysis.  The portfolio includes seven unfamiliar stocks.  I will explain where they come from and the screens used to uncover them. Platinum membership is available for $5.00 per month.  Join ITA and … [Read More...]

400 Level

Seeking For Low Correlated ETFs

When the market shies away from equities and gravitates toward less volatile securities such as bonds and treasuries, we need access to those ETFs that have a low correlation with holdings such as VTI, VEU, and VWO.  What ETFs do we flee to when the equities market begins to wane.  If included in the ranking worksheet, we can easily identify those ETFs that have the strongest … [Read More...]

Worry Free Investing: Young Readers – Listen Up!

No, I am not obsessed with risk even though I've recently written quite a bit on the subject.  Why the concern about risk as the market seems to be having a good summer?  The specter of rising interest is a major fear for this reason.  If interest rates were to rise to the same level they were when George Bush (43) took office, the amount of money the U.S. Government will need … [Read More...]