100 Level

Lost My Spouse – Part IV

  Conservative Portfolio for Living Spouse   The probability of losing a spouse is much greater after retiring than before retirement.  It is simply a matter of age.  Further, assume the person still living is less informed about investing than the deceased person.  Advanced age and not too savvy about investments is a combination that calls for a very conservative … [Read More...]

Madison Review: 5 June 2013

Since the last update a few shares of VNQ were sold out of the Madison portfolio.  Limit orders are in place to add to VTI as recommended by the momentum-optimizer spreadsheet.  Below is the efficient frontier graph and the current Dashboard for the Madison. Efficient Frontier:  The efficient frontier graph provides a quick look at how well the current portfolio is positioned with respect to an … [Read More...]

300 Level

Kepler Portfolio Review: 7 May 2012

Once more it is time to review the Kepler Portfolio.  Back in the middle of April I sold partial positions of VEU and VWO.  Both ETFs dropped slightly in price since those sales.  I still hold an iShare (EFA) in developed international markets and will likely take this down market opportunity to sell off that holding.  The second screen shot shows the holdings in the Kepler … [Read More...]

Maxwell Update: 29 July 2013

Review time has arrived for the Maxwell portfolio, one of the five test portfolios for the ITA Risk Reduction model.  The Maxwell gained 180 basis points over the ITA Index during the past two months.  Now we need to see some gains with respect to the VTSMX index.  The U.S. Equities market continues to be very strong compared to developed international and emerging markets. Efficient Frontier:  … [Read More...]

200 Level

Five-Year Analysis of “New Portfolio”

As promised, Platinum members can see the asset allocation for a portfolio designed to take advantage of the economy when it is in a growth stage while defending against inflation, and to a lesser degree, deflation.  While the portfolio is not recession proof, there are aspect to the following list of ETFs that will buffer against a recession. … [Read More...]

Cut the Fees

Fees matter!  Read this blog post by Geoff Considine and you will see why I am a nut when it comes to reducing fees.  They make a huge difference over a lifetime of investing.  When I began this investment journey many years ago, it was not unusual for mutual funds to charge an 8.5% load fee on all new money going into the fund.  What a scam. Usury is a better term.  Even … [Read More...]

400 Level

Examination Periods of Risk Reduction Model Portfolios

Risk Reduction Examination Dates A number of readers have written to me asking if one needs to wait until the end of the month before examining where the price of the ETF or stock is compared to its Exponential Moving Average (EMA).  While the Faber-Richardson model, as explained in their "Ivy Portfolio" book, use end of the month in their research, I don't think it is all … [Read More...]

Staying On The Right Side Of The Market With A Ten ETF Portfolio

Remaining on the right side of the market is critical to reducing portfolio risk.  Platinum members should be well aware of the ITA Risk Reduction model, our first line of defense.  Remember Faber's axiom that ETFs are more volatile when they are priced below the 200-Day Simple Moving Average.  Here at ITA we use a faster EMA, but the difference is not significant and the … [Read More...]