100 Level

How Does A Beginning Investor Use The ITARR Model?

When one has been saving and investing as long as I have, it is easy to forget many of the initial steps necessary to launch and manage a portfolio.  In this blog post, I will attempt to fill in a few gaps, and even with this effort, I will most likely miss something.  That is why I appreciate questions.  I am using the Gauss Portfolio as my model for several reasons.  1) It is … [Read More...]

Active, Passive and Mosaic Investing

Mosaic As An Investing Style The subject of active vs. passive investing came up a few times on a forum where I'm active.  Readers know my inclination toward passive investing rather than an active investing style.  This link was cause for one of the discussion points as the "Intelligent Speculator" author speaks of "looking for high quality dividend stocks that help … [Read More...]

300 Level

QPP View of Twenty ETFs

Here is a QPP view of the twenty ETFs mentioned in the prior blog post.  I'll likely optimize these ETFs later.   … [Read More...]

“Creme List” for March 18th

Platinum members will find the current "Creme List" below.  CTSH was removed from the list as it did not make the top group anytime over the last 13 weeks.  One stock was added as I will mention below.  Look for consistency and movement up or down on the list.  Some shifting took place over the last week.  This list is only for your "Bingo" … [Read More...]

200 Level

Gauss Portfolio: Updated Dashboard Reflecting Risk Reduction Model

The Gauss Portfolio is now ready for a 30-Day nap.  With all the critical ETFs above their 195-Day Exponential Moving Averages (EMAs), all required purchases were made this morning.  The following Dashboard shows the asset classes are in balance. … [Read More...]

Portfolio #3: Ages 36 – 55

This may be the most difficult portfolio, of the five in this series, to construct for several reasons.  1) It covers a significant working and investing period.  2) The early years of investing from ages 36 - 55 are critical so one does not want to give up too much in the way of return.  However, the portfolio cannot be too aggressive during the tail end of this age bracket as the … [Read More...]

400 Level

“Delta Factor” Update: October 27, 2011

Equity ETF Performance Projections Based on popular demand, here is another "Delta Factor" update of the equity ETFs we use to populate our portfolios.  New readers to ITA Wealth Management would do well to search the blog for other "Delta Factor" posts.  A quick explanation is that the "Delta Factor" and "Conservative Delta Index" columns are … [Read More...]

Retirement Ratio: Building a Higher Standard

The Ultimate Return/Uncertainty Ratio Built into every TLH spreadsheet is the "Retirement Ratio," a look-alike of the Sortino Ratio (SR).  Readers can read about this Return/Uncertainty ratio over on Seeking Alpha.  Inside the Sortino Ratio is a trademark term, Desired Target Return™, a percentage determined by the investor.  In the Retirement Ratio we use Portfolio … [Read More...]