100 Level

Active vs. Passive Investing

ITA Wealth Management readers will recall the five decisions discussed in "The Investment Answer," a short book authored by Daniel Goldie and Gordon Murray, who died of brain cancer last month.  Those five fundamental decisions are:  1) Do-It Yourself Decision, 2) Asset Allocation Decision, 3) Diversification Decision, 4) Active versus Passive Decision, and 5) Rebalancing … [Read More...]

“New Normal” Debate Is On

Here are two references that articulate different points of view as to whether or not we are going to face a "New Normal" over the next decade. The first site pits Ken Fisher against the position of El-Erian. The second site is referenced in the first paper. … [Read More...]

300 Level

Schrodinger Portfolio Review: Second Quarter Update

Nearly a month passed since I last updated the Schrodinger Portfolio, a passively managed investment fund.  This portfolio still holds a few ETFs that were purchased approximately ten years ago.  About the only changes in recent months has been the addition of dividends. I'm not too concerned about the three asset classes that are above target. When the political debate on the … [Read More...]

TLH Spreadsheet Help With EFT Purchase

Do you need help entering a new ETF purchase into the TLH Spreadsheet?  A new video/audio clip is available to walk TLH users through the process.  There is also an explanation of how to enter a cash dividend into the spreadsheet.  … [Read More...]

200 Level

Portfolio Stress Test: Part 2

Stress Testing the Curie Portfolio Go back and review Stress Test Part 1 to understand the original information used when applying a three standard deviation loss for the Curie Portfolio.  As you will recall, the owner of the Curie Portfolio plans to withdrawal, using today's rates, $40,000 from a $500,000 portfolio.  Due to the addition of new money, the portfolio should be closer … [Read More...]

Retirement Planning Web Sites

Below are links to three sites that will aid you in planning for retirement.  These resources come from Vanguard, The Motley Fool, and Fidelity. Here at ITA Wealth Management, we also have a retirement planner, but we require more information than the three sites referenced below. Here are the three references. 1. Vanguard site can be found here. 2. The Motley Fools site can be found at … [Read More...]

400 Level

Ranking Vanguard’s Sector ETFs

One of the portfolios up for review this week is the Gauss.  In preparation for that update I'm looking for ways to improve the performance of this portfolio as it still lags the VTSMX benchmark.  I thought I would rank the Vanguard sector ETFs (minus VNQ) to see if there are any potential "momentum" ETFs among this group.  Below is the latest ranking. Sector Rankings:  The financial (VFH) ETF … [Read More...]

Delta Factor and Stocks of Interest

Out of curiosity, I wanted to see what the "Delta Factor" would tell us for a group of stocks that show up with a "Buy" signal on my Watch List or 150 stocks.  Without a lot of comment, below is a list of stocks that are priced for purchase based on the pricing models I use within the Watch List.  Extracting only those stocks, I ran them through the "Delta … [Read More...]